Port St. Lucie, Florida Cost Of Living

Buy Rent

C

1%

Overall NAT. AVG.

4%

Goods & Services NAT. AVG.

6%

Housing NAT. AVG.

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Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Port St. Lucie	Florida	National
Cost of living	99	99	100
Goods & Services	96	98	100
Groceries	105	106	100
Health care	105	99	100
Housing	94	96	100
Transportation	98	99	100
Utilities	114	105	100

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Key findings

The cost of living in Port St. Lucie is 1% lower than the Florida average
The cost of living in Port St. Lucie is 1% lower than the national average
Port St. Lucie housing is 6% lower than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$54,653	$4,554	$1,275	$1,640
Renters	$40,744	$3,395	$951	$1,222

A good indicator of the general affordability of housing in Port St. Lucie, FL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Port St. Lucie, the median monthly income is $54,653 for those who own their own homes. Under the standard rule, that income level would allow for $1,275 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $40,744, per the median income in the area. That would allow for renters to spend up to $951 on monthly rental expenses.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Goods & Services

Item	Port St. Lucie	National avg.	Difference
Haircut	$13.00	$20.27	35.9%
Beauty Salon	$50.11	$40.39	24.1%
Toothpaste	$2.35	$2.36	0.3%
Shampoo	$1.06	$1.08	1.5%
Movie	$8.87	$10.99	19.3%
Bowling	$14.28	$15.49	7.8%

Groceries

Item	Port St. Lucie	National avg.	Difference
Ground Beef	$4.57	$4.30	6.3%
Fried Chicken	$1.84	$1.40	31.5%
Milk	$2.64	$2.20	19.7%
Potatoes	$4.00	$3.22	24.1%
Pizza	$9.74	$10.74	9.3%
Beer	$10.15	$9.60	5.7%

Health Care

Item	Port St. Lucie	National avg.	Difference
Optometrist	$133.38	$109.73	21.6%
Doctor	$126.68	$118.34	7.0%
Dentist	$104.11	$100.94	3.1%
Ibuprofen	$10.41	$9.93	4.8%
Lipitor	$457.21	$469.53	2.6%

Housing

Item	Port St. Lucie	National avg.	Difference
Home Price	$149,400.00	$184,700.00	19.1%
Avg. Mortgage Payment	$1,036.94	$1,229.62	15.7%
Apartment Rent	$1,170.00	$949.00	23.3%

Transportation

Item	Port St. Lucie	National avg.	Difference
Gasoline	$2.66	$2.71	1.8%
Tire Balancing	$50.65	$51.86	2.3%

Utilities

Item	Port St. Lucie	National avg.	Difference
All Electricity	$209.43	$170.84	22.6%
Phone	$191.55	$187.18	2.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ocean Breeze Park, FL	214	81	19.3%
Fort Pierce North, FL	7,365	85	15.0%
Fort Pierce South, FL	3,992	88	11.9%
River Park, FL	5,538	88	11.9%
Fort Pierce, FL	43,883	88	11.5%
Port St. Lucie, FL	175,652	99	1.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chattanooga, TN	175,462	90	10.1%
Oshawa, ON	176,009	n/a
Fort Lauderdale, FL	175,153	117	16.7%
Tempe, AZ	174,708	103	2.9%
Garden Grove, CA	174,676	141	40.6%
Port St. Lucie, FL	175,652	99	1.3%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.