| Index | Port St. Lucie | Florida | National |
| Cost of living | 113 | 102 | 100 |
| Groceries | 101 | 102 | 100 |
| Health care | 105 | 104 | 100 |
| Housing | 131 | 97 | 100 |
| Transportation | 106 | 103 | 100 |
| Utilities | 110 | 110 | 100 |
| Lifestyle & Entertainment | 109 | 104 | 100 |
| Household Items | 102 | 102 | 100 |
| Education & Childcare | 105 | 106 | 100 |
Understanding the cost of living in Port St. Lucie can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Port St. Lucie cost of living index is 113, which is 13% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
When it comes to the cost of living in Port St. Lucie, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 31.2% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Port St. Lucie an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Port St. Lucie is 21.9% higher than the national average, while the average monthly rent prices are 53.1% higher than average. The affordability of any location can also be influenced by median income levels. Port St. Lucie has a median household income of $94,472, which is 16.2% higher than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Port St. Lucie, the transportation index is 6.2% higher than the national average.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Port St. Lucie, the utilities index registers at 10.3% higher than the national average.
The Port St. Lucie cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Groceries index | |
| Health care index | |
| Housing index | |
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| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $98,996 | $8,250 | $2,310 | $2,970 |
| Renters | $78,771 | $6,564 | $1,838 | $2,363 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Rio, FL | 733 | 105 | 4.9% |
| Ocean Breeze Park, FL | 222 | 84 | 16.3% |
| Fort Pierce North, FL | 7,416 | 92 | 8.0% |
| Fort Pierce, FL | 47,562 | 97 | 2.5% |
| River Park, FL | 7,343 | 98 | 1.9% |
| Port St. Lucie, FL | 203,094 | 113 | 12.8% |
| City | Population | Cost of Living Index | National Avg. |
| Akron, OH | 203,042 | 83 | 17.0% |
| Glendale, CA | 204,037 | 193 | 93.1% |
| Little Rock, AR | 202,086 | 96 | 4.3% |
| Grand Rapids, MI | 204,117 | 96 | 4.0% |
| Augusta, GA | 204,183 | 92 | 8.1% |
| Port St. Lucie, FL | 203,094 | 113 | 12.8% |
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