A+
14%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Poplar Bluff Missouri National
Cost of living8690100
Groceries9796100
Health care9697100
Housing6077100
Transportation9996100
Utilities9895100
Lifestyle & Entertainment9595100
Household Items9997100
Education & Childcare9695100
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An Overview of Cost of Living in Poplar Bluff, MO

The cost of living in Poplar Bluff affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Poplar Bluff is 86, which is 14% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Housing expenses often consume a significant portion of your net income, occasionally surpassing 30%. Fortunately, housing costs in Poplar Bluff are 40.1% below the national average. This highlights the region's exceptional affordability for both homeownership and rentals in comparison to the rest of the country. This favorable housing situation allows residents to allocate a more reasonable fraction of their income to housing, resulting in enhanced financial flexibility and improved overall financial well-being.

What Do Locals Say About the Cost of Living in Poplar Bluff?

Locals have the inside scoop on their city. So, we polled 8 residents in Poplar Bluff to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 25% find it reasonable with decreasing prices, but 75% think it's quite pricey, with prices that continue to rise.

Is Poplar Bluff Affordable?

Wondering if Poplar Bluff is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Poplar Bluff, for example, the median home price is 43.2% lower than what folks pay nationally, and monthly rent is 32.7% lower than the usual rates. Plus, income levels matter too, with Poplar Bluff boasting a median household income of $53,468, which is 34.3% lower than the national average.

What Factors can Influence the Cost of Living in Poplar Bluff?

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Poplar Bluff, the housing index is 40.1% lower than the national average.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Poplar Bluff, healthcare costs are 4.1% lower than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Poplar Bluff, the baseline sales tax rate begins at 4.225%, and income tax rates start at 2%.

Where is the Data From?

The Poplar Bluff cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Poplar Bluff is 5% lower than the Missouri average
  • The cost of living in Poplar Bluff is 14% lower than the national average
  • Poplar Bluff housing is 40% lower than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Poplar Bluff

See all the best places to live around Poplar Bluff

Compare Poplar Bluff, MO Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$72,166$6,014$1,684$2,165
      Renters$29,801$2,483$695$894
      A good way to judge both the affordability of the housing and the cost of living in Poplar Bluff is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Poplar Bluff has a median income of about $72,166 for people who own homes. Based on that number, a maximum of $1,684 should be spent on expenses related to housing. Renters have a slightly different median income, which is $29,801. Based on this average, renters should spend no more than $695 on all rental costs if they want to maintain a non-impoverished standard of living.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Harviell, MO0945.6%
      Oxly, MO1026832.2%
      Neelyville, MO2927624.5%
      Williamsville, MO3467920.9%
      Qulin, MO9657921.1%
      Poplar Bluff, MO17,5708614.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wayne, MI17,5668712.7%
      Springfield, TN17,576945.9%
      East Cleveland, OH17,5638020.2%
      Islip, NY17,55913939.5%
      South Ogden, UT17,5911066.2%
      Poplar Bluff, MO17,5708614.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.