| Index | Poinciana | Florida | National |
| Cost of living | 108 | 102 | 100 |
| Groceries | 105 | 102 | 100 |
| Health care | 103 | 104 | 100 |
| Housing | 113 | 97 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 110 | 110 | 100 |
| Lifestyle & Entertainment | 105 | 104 | 100 |
| Household Items | 101 | 102 | 100 |
| Education & Childcare | 110 | 106 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Poinciana? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Poinciana stands at 108, making it 8% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Poinciana aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Poinciana residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
Is Poinciana an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Poinciana, the median home price is 3% higher than what most folks pay across the country, and monthly rent prices are 36.6% higher than the usual rates. Income levels in Poinciana come in at $73,199, which is 10% lower than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Poinciana, healthcare costs are 3.3% higher than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Poinciana, the groceries index registers 4.6% higher than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
The Poinciana cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $76,727 | $6,394 | $1,790 | $2,302 |
| Renters | $72,039 | $6,003 | $1,681 | $2,161 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Campbell, FL | 2,313 | 89 | 10.6% |
| Dundee, FL | 4,857 | 98 | 2.1% |
| Waverly, FL | 761 | 98 | 1.6% |
| Haines City, FL | 26,146 | 100 | 0.3% |
| Lake Hamilton, FL | 1,574 | 102 | 2.0% |
| Poinciana, FL | 70,767 | 108 | 7.5% |
| City | Population | Cost of Living Index | National Avg. |
| Saint John, NB | 70,776 | n/a | |
| Delray Beach, FL | 70,778 | 122 | 22.3% |
| Union City, NJ | 70,743 | 132 | 31.8% |
| Daytona Beach, FL | 70,799 | 102 | 1.8% |
| Rockville, MD | 70,839 | 157 | 56.8% |
| Poinciana, FL | 70,767 | 108 | 7.5% |
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