Cost of Living in Plymouth, NC

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15%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
50%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Plymouth North Carolina National
Cost of living8596100
Groceries101100100
Health care9699100
Housing5088100
Transportation9999100
Utilities9599100
Lifestyle & Entertainment103100100
Household Items97100100
Education & Childcare104100100
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Homes For Sale In Plymouth, NC

property for sale

513 E Main St

Plymouth, NC
property for sale

202 Brinkley Pl

Plymouth, NC
property for sale

540 Jefferson St

Plymouth, NC
property for sale

Lot 1 Us Highway 64

Robersonville, NC

Cost Of Living Quick Facts

  • The cost of living in Plymouth is 12% lower than the North Carolina average
  • The cost of living in Plymouth is 15% lower than the national average
  • Plymouth housing is 50% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Plymouth

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Compare Plymouth, NC Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$60,919$5,077$1,421$1,828
      Renters$24,443$2,037$570$733
      A good way to judge both the affordability of the housing and the cost of living in Plymouth is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Plymouth has a median income of about $60,919 for people who own homes. Based on that number, a maximum of $1,421 should be spent on expenses related to housing. Renters have a slightly different median income, which is $24,443. Based on this average, renters should spend no more than $570 on all rental costs if they want to maintain a non-impoverished standard of living.

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Roper, NC7808317.3%
      Jamesville, NC5928514.9%
      Windsor, NC3,5478514.7%
      Edenton, NC4,804991.3%
      Plymouth, NC3,5528515.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Linwood, PA3,5528910.9%
      Seymour, WI3,551928.3%
      Hominy, OK3,5538020.2%
      Moss Beach, CA3,550209109.4%
      Brentwood, MD3,55012524.7%
      Plymouth, NC3,5528515.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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