Cost of Living in Pinehurst, MA

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F
44%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
117%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pinehurst Massachusetts National
Cost of living144131100
Groceries108109100
Health care116116100
Housing217169100
Transportation112115100
Utilities115117100
Lifestyle & Entertainment116115100
Household Items107109100
Education & Childcare122127100
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Homes For Sale In Pinehurst, MA

property for sale

40 Nile St #40

Billerica, MA
property for sale

3 Marie Cir

Burlington, MA
property for sale

4 A St

Billerica, MA
property for sale

41 Nile St #41

Billerica, MA

Cost Of Living Quick Facts

  • The cost of living in Pinehurst is 10% higher than the Massachusetts average
  • The cost of living in Pinehurst is 44% higher than the national average
  • Pinehurst housing is 117% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$166,140$13,845$3,876$4,985
      Renters$77,138$6,428$1,800$2,314
      To approximate the cost of living and the housing affordability in Pinehurst, MA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Pinehurst have a median income of $166,140. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,876 per month to avoid calamity and poverty. The renters in the city have an income of about $77,138, which would make their monthly maximum allowable rental costs $1,800.

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lawrence, MA82,02512525.4%
      Nashua, NH91,47111616.5%
      Lowell, MA114,17012625.9%
      Methuen Town, MA51,59013130.9%
      Maynard, MA11,30813332.8%
      Pinehurst, MA7,18414444.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Souderton, PA7,1841076.6%
      Huntingdon, PA7,182918.5%
      Middlebury, VT7,18111918.6%
      Chelsea, QC7,181n/a 
      Oakdale, NY7,18814342.7%
      Pinehurst, MA7,18414444.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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