| Index | Philo | California | National |
| Cost of living | 131 | 140 | 100 |
| Goods & Services | 120 | 111 | 100 |
| Groceries | 123 | 112 | 100 |
| Health care | 125 | 109 | 100 |
| Housing | 145 | 196 | 100 |
| Transportation | 132 | 126 | 100 |
| Utilities | 136 | 127 | 100 |


Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| Item | Philo | National avg. | Difference |
| Haircut | $28.38 | $24.26 | 17.0% |
| Beauty Salon | $85.43 | $45.56 | 87.5% |
| Toothpaste | $4.09 | $3.70 | 10.4% |
| Shampoo | $1.65 | $1.28 | 29.1% |
| Movie | $16.02 | $12.13 | 32.0% |
| Bowling | $24.01 | $18.00 | 33.4% |
| Item | Philo | National avg. | Difference |
| Ground Beef | $6.23 | $5.84 | 6.7% |
| Fried Chicken | $2.11 | $1.57 | 34.1% |
| Milk | $5.18 | $4.67 | 10.9% |
| Potatoes | $4.98 | $4.93 | 0.9% |
| Pizza | $15.74 | $12.09 | 30.2% |
| Beer | $11.21 | $10.41 | 7.6% |
| Item | Philo | National avg. | Difference |
| Optometrist | $159.79 | $125.68 | 27.1% |
| Doctor | $174.45 | $135.78 | 28.5% |
| Dentist | $155.36 | $113.29 | 37.1% |
| Ibuprofen | $11.30 | $10.65 | 6.1% |
| Lipitor | $498.84 | $468.60 | 6.5% |
| Item | Philo | National avg. | Difference |
| Home Price | $0.00 | $184,700.00 | 100.0% |
| Avg. Mortgage Payment | $7,224.18 | $2,346.69 | 207.8% |
| Apartment Rent | $1,375.00 | $949.00 | 44.9% |
| Item | Philo | National avg. | Difference |
| Gasoline | $4.63 | $3.46 | 33.9% |
| Tire Balancing | $75.33 | $59.92 | 25.7% |
| Item | Philo | National avg. | Difference |
| All Electricity | $298.77 | $193.99 | 54.0% |
| Phone | $203.63 | $192.25 | 5.9% |
| City | Population | Cost of Living Index | National Avg. |
| Comptche, CA | 142 | 129 | 29.0% |
| Point Arena, CA | 407 | 134 | 34.3% |
| Manchester, CA | 267 | 140 | 39.8% |
| Ukiah, CA | 15,963 | 132 | 31.6% |
| Redwood Valley, CA | 1,812 | 138 | 38.3% |
| Philo, CA | 156 | 131 | 30.7% |
| City | Population | Cost of Living Index | National Avg. |
| Winthrop, AR | 156 | 81 | 19.4% |
| Kirkwood, CA | 156 | 130 | 30.3% |
| Rowan, IA | 156 | 79 | 21.4% |
| Kirwin, KS | 156 | 70 | 30.1% |
| Norwood, MI | 156 | 103 | 3.3% |
| Philo, CA | 156 | 131 | 30.7% |