Cost of Living in Penn Estates, PA

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A+
2%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Penn Estates Pennsylvania National
Cost of living10297100
Groceries100100100
Health care9799100
Housing11090100
Transportation100101100
Utilities9899100
Lifestyle & Entertainment98100100
Household Items9999100
Education & Childcare98101100
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Homes For Sale In Penn Estates, PA

property for sale

1197 Hunters Woods Dr

East Stroudsburg, PA
property for sale

3303 Greenbriar Dr

East Stroudsburg, PA
property for sale

434 Somerset Dr

East Stroudsburg, PA
property for sale

338 Fernwood Dr

East Stroudsburg, PA

Cost Of Living Quick Facts

  • The cost of living in Penn Estates is 6% higher than the Pennsylvania average
  • The cost of living in Penn Estates is 2% higher than the national average
  • Penn Estates housing is 10% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Penn Estates

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$132,481$11,040$3,091$3,975
      Renters$110,062$9,172$2,568$3,302
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Penn Estates, PA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Penn Estates homeowners, is $132,481. This would allow for a maximum of $3,091 per month to be spent on housing costs. For renters, the median monthly income is $110,062 which would result in a maximum of $2,568 to be spent on rental costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Buttzville, NJ59991.2%
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      Mountainhome, PA734963.9%
      Pine Ridge, PA2,615963.6%
      Bangor, PA5,407964.4%
      Penn Estates, PA4,8561022.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fishhook, AK4,85613534.9%
      Eldon, MO4,8568415.5%
      Dundee, FL4,857982.1%
      Farmville, NC4,854946.1%
      Edwardsville, PA4,8548712.5%
      Penn Estates, PA4,8561022.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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