F
Overall 79%
Goods & Services 23%
Housing 217%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexPemberwickConnecticutNational
Cost of living179124100
Goods & Services123123100
Groceries110108100
Health care117112100
Housing317137100
Transportation124114100
Utilities123129100

Key findings

  • The cost of living in Pemberwick is 44% higher than the Connecticut average
  • The cost of living in Pemberwick is 79% higher than the national average
  • Pemberwick housing is 217% higher than the national average
  • Connecticut general sales tax is 25% higher than the national average
  • Connecticut state income tax is 35% higher than the national average

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Compare Pemberwick, CT Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$108,047$9,004$2,521$3,242
      Renters$110,585$9,215$2,580$3,318
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Pemberwick, CT, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Pemberwick, homeowners have a median income of $108,047. Using that number, a maximum of $2,521 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $110,585, which means there is a maximum of $2,580 to be spent on the costs of renting a home or apartment.

      Connecticut Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Connecticut6.35%6.35%

      Connecticut Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Connecticut3%6.99%

      Goods & Services

      ItemPemberwickNational avg.Difference
      Haircut $30.60$17.4975.0%
      Beauty Salon $59.00$38.1754.6%
      Toothpaste $2.05$2.3211.7%
      Shampoo $0.96$1.015.1%
      Movie $13.90$10.7229.6%
      Bowling $17.00$13.8622.6%

      Groceries

      ItemPemberwickNational avg.Difference
      Ground Beef $4.57$3.9017.2%
      Fried Chicken $1.89$1.4035.4%
      Milk $2.15$1.969.6%
      Potatoes $3.99$3.1825.4%
      Pizza $9.39$10.399.7%
      Beer $9.89$9.237.2%

      Health Care

      ItemPemberwickNational avg.Difference
      Optometrist $133.00$106.3425.1%
      Doctor $128.00$115.2511.1%
      Dentist $131.00$98.3833.2%
      Ibuprofen $7.95$9.2614.2%
      Lipitor $511.40$466.479.6%

      Housing

      ItemPemberwickNational avg.Difference
      Home Price $660,700.00$184,700.00257.7%
      Avg. Mortgage Payment $2,098.87$1,273.3264.8%
      Apartment Rent $2,102.00$949.00121.5%

      Transportation

      ItemPemberwickNational avg.Difference
      Gasoline $2.98$2.5914.9%
      Tire Balancing $69.96$48.9043.1%

      Utilities

      ItemPemberwickNational avg.Difference
      All Electricity$242.33$167.6044.6%
      Phone $174.02$163.426.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Cannondale, CT9212020%
      Greenville CDP (Greene County), NY6041055%
      Haverstraw, NY12,12011919%
      Hartsdale, NY5,41413131%
      Mount Vernon, NY68,21713030%
      Pemberwick, CT4,28617979%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Mountain Lakes, NJ4,28718383%
      West Jefferson, OH4,28588-12%
      Heber, CA4,28797-3%
      Temple, GA4,28792-8%
      Waverly, NY4,28786-14%
      Pemberwick, CT4,28617979%
      Source: The Pemberwick, CT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.