Cost Of Living in Pemberwick, CT

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F

74%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

217%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Pemberwick	Connecticut	National
Cost of living	174	118	100
Groceries	106	106	100
Health care	111	111	100
Housing	317	139	100
Transportation	116	107	100
Utilities	115	108	100
Lifestyle & Entertainment	115	110	100
Household Items	105	106	100
Education & Childcare	128	116	100

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Homes For Sale In Pemberwick, CT

42 Nicholas Ave

Greenwich, CT

Cost Of Living Quick Facts

The cost of living in Pemberwick is 48% higher than the Connecticut average
The cost of living in Pemberwick is 74% higher than the national average
Pemberwick housing is 217% higher than the national average
Connecticut general sales tax is 24% higher than the national average
Connecticut state income tax is 16% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$252,069	$21,006	$5,881	$7,563
Renters	$72,635	$6,053	$1,695	$2,179

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Pemberwick, CT, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Pemberwick, homeowners have a median income of $252,069. Using that number, a maximum of $5,881 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $72,635, which means there is a maximum of $1,695 to be spent on the costs of renting a home or apartment.

Connecticut Sales Tax

State	General Sales Tax	With Max Surtax
Connecticut	6.35%	6.35%

Connecticut Income Tax

State	Income Tax (Low)	Income Tax (High)
Connecticut	3%	6.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cannondale, CT	456	109	9.3%
Greenville CDP (Greene County), NY	616	106	6.1%
Haverstraw, NY	12,431	121	21.4%
Hartsdale, NY	3,308	134	33.7%
Mount Vernon, NY	69,130	133	33.3%
Pemberwick, CT	3,584	174	74.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kensington Park, FL	3,584	107	6.8%
Robins, IA	3,584	116	16.0%
Mifflinburg, PA	3,585	94	5.9%
Samson 137, AB	3,585	n/a
Middleville, MI	3,582	94	6.3%
Pemberwick, CT	3,584	174	74.0%