Cost Of Living in Pearl River, MS

A+

23%

Overall NAT. AVG.

7%

Goods & Services NAT. AVG.

58%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Pearl River	Mississippi	National
Cost of living	77	83	100
Goods & Services	93	92	100
Groceries	98	97	100
Health care	100	98	100
Housing	42	63	100
Transportation	89	88	100
Utilities	88	86	100

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Cost Of Living Quick Facts

The cost of living in Pearl River is 7% lower than the Mississippi average
The cost of living in Pearl River is 23% lower than the national average
Pearl River housing is 58% lower than the national average
Mississippi general sales tax is 37% higher than the national average
Mississippi state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$36,744	$3,062	$857	$1,102
Renters	$29,886	$2,491	$697	$897

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Pearl River, MS, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Pearl River, homeowners have a median income of $36,744. Using that number, a maximum of $857 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $29,886, which means there is a maximum of $697 to be spent on the costs of renting a home or apartment.

Mississippi Sales Tax

State	General Sales Tax	With Max Surtax
Mississippi	7%	7.25%

Mississippi Income Tax

State	Income Tax (Low)	Income Tax (High)
Mississippi	0%	5%

Goods & Services

Item	Pearl River	National avg.	Difference
Haircut	$21.50	$24.26	11.4%
Beauty Salon	$41.67	$45.56	8.6%
Toothpaste	$3.75	$3.70	1.4%
Shampoo	$1.20	$1.28	6.0%
Movie	$10.68	$12.13	12.0%
Bowling	$15.56	$18.00	13.6%

Groceries

Item	Pearl River	National avg.	Difference
Ground Beef	$5.63	$5.84	3.6%
Fried Chicken	$1.86	$1.57	18.0%
Milk	$4.51	$4.67	3.4%
Potatoes	$5.04	$4.93	2.2%
Pizza	$10.90	$12.09	9.8%
Beer	$9.12	$10.41	12.4%

Health Care

Item	Pearl River	National avg.	Difference
Optometrist	$113.80	$125.68	9.5%
Doctor	$114.75	$135.78	15.5%
Dentist	$140.00	$113.29	23.6%
Ibuprofen	$10.05	$10.65	5.6%
Lipitor	$412.25	$468.60	12.0%

Housing

Item	Pearl River	National avg.	Difference
Home Price	$71,200.00	$184,700.00	61.5%
Avg. Mortgage Payment	$1,831.01	$2,346.69	22.0%
Apartment Rent	$469.00	$949.00	50.6%

Transportation

Item	Pearl River	National avg.	Difference
Gasoline	$3.06	$3.46	11.6%
Tire Balancing	$53.14	$59.92	11.3%

Utilities

Item	Pearl River	National avg.	Difference
All Electricity	$157.72	$193.99	18.7%
Phone	$187.08	$192.25	2.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Tucker, MS	777	93	7.3%
Standing Pine, MS	608	76	24.0%
Walnut Grove, MS	1,027	78	21.7%
Noxapater, MS	547	80	19.9%
Philadelphia, MS	7,137	82	17.9%
Pearl River, MS	4,005	77	22.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Deer Park, IL	4,005	157	57.5%
Centerville, MN	4,006	108	8.4%
Fredericktown, MO	4,006	82	17.5%
Akron, PA	4,006	104	3.7%
Kildeer, IL	4,007	176	75.9%
Pearl River, MS	4,005	77	22.6%