Cost Of Living in Pearl River, MS

Get 300+ Local Insights for Any Address in Pearl River, MS

Get Access to 300+ Local Data Points

A+

21%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

58%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Pearl River	Mississippi	National
Cost of living	79	86	100
Groceries	98	97	100
Health care	96	95	100
Housing	42	63	100
Transportation	97	94	100
Utilities	97	98	100
Lifestyle & Entertainment	90	94	100
Household Items	94	96	100
Education & Childcare	95	94	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in Pearl River is 7% lower than the Mississippi average
The cost of living in Pearl River is 21% lower than the national average
Pearl River housing is 58% lower than the national average
Mississippi general sales tax is 37% higher than the national average
Mississippi state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Pearl River

See all the best places to live around Pearl River

Compare Pearl River, MS Cost of Living

Write a review to give others more information about this area.

See all Pearl River poll results

The best places in Mississippi

Here are the best places to live in Mississippi

Most Dangerous Cities In The US

These are the largest cities in Mississippi

Most Dangerous States In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$53,720	$4,477	$1,253	$1,612
Renters	$44,889	$3,741	$1,047	$1,347

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Pearl River, MS, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Pearl River, homeowners have a median income of $53,720. Using that number, a maximum of $1,253 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $44,889, which means there is a maximum of $1,047 to be spent on the costs of renting a home or apartment.

Mississippi Sales Tax

State	General Sales Tax	With Max Surtax
Mississippi	7%	7.25%

Mississippi Income Tax

State	Income Tax (Low)	Income Tax (High)
Mississippi	5%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Tucker, MS	798	95	4.7%
Standing Pine, MS	632	78	22.1%
Walnut Grove, MS	1,069	80	19.9%
Noxapater, MS	558	82	17.9%
Philadelphia, MS	7,379	84	16.3%
Pearl River, MS	4,102	79	20.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lake San Marcos, CA	4,102	175	74.7%
Weaverville, NC	4,102	122	21.6%
Carleton-sur-Mer, QC	4,102	n/a
Howick, ON	4,101	n/a
Richwood, NJ	4,103	138	38.0%
Pearl River, MS	4,102	79	20.6%