Cost of Living in New Haven, MI

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A+
5%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index New Haven Michigan National
Cost of living9591100
Groceries9998100
Health care9597100
Housing8976100
Transportation9896100
Utilities100100100
Lifestyle & Entertainment9996100
Household Items9998100
Education & Childcare9695100
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Homes For Sale In New Haven, MI

property for sale

28 Mile Rd

New Haven, MI
property for sale

33198 Oak Ct #117

Lenox, MI
property for sale

25260 32 Mile Rd

Lenox, MI
property for sale

37112 Grindstone Trl

Lenox, MI

Cost Of Living Quick Facts

  • The cost of living in New Haven is 5% higher than the Michigan average
  • The cost of living in New Haven is 5% lower than the national average
  • New Haven housing is 11% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around New Haven

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Compare New Haven, MI Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$94,708$7,892$2,210$2,842
      Renters$51,672$4,306$1,206$1,550
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in New Haven, MI, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In New Haven, homeowners have a median income of $94,708. Using that number, a maximum of $2,210 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $51,672, which means there is a maximum of $1,206 to be spent on the costs of renting a home or apartment.

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mount Clemens, MI16,6428911.5%
      Algonac, MI4,1628910.8%
      Memphis, MI1,106919.2%
      Marine City, MI4,222909.5%
      Fraser, MI14,815927.6%
      New Haven, MI5,018954.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Port Allen, LA5,018955.1%
      Annapolis, Subd. C, NS5,018n/a 
      Mattituck, NY5,01715252.1%
      Central Kootenay B, BC5,017n/a 
      Peppermill Village, MD5,01913635.8%
      New Haven, MI5,018954.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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