F
97%
Overall NAT. AVG.
12%
Groceries NAT. AVG.
278%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pasadena California National
Cost of living197141100
Groceries112111100
Health care120116100
Housing378197100
Transportation118118100
Utilities123119100
Lifestyle & Entertainment123120100
Household Items115111100
Education & Childcare135127100
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An Overview of Cost of Living in Pasadena, CA

The cost of living in Pasadena affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Pasadena is 197, which is 97% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If you're in pursuit of an economical living environment, Pasadena may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Pasadena falls within this bracket.

When it comes to the cost of living in Pasadena, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 277.6% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Everyday household expenses like cleaning products, laundry detergent, toiletries, and kitchen basics can quickly add up over time and make up 8% of the cost of living index. In Pasadena, you can expect to spend 14.5% more than average on these recurring essentials, which increases your overall monthly cost of living.

The relentless increase in grocery prices is a noteworthy trend. In the last two years, grocery costs have experienced an upward trajectory of over 10%. Unfortunately, Pasadena is no exception, where grocery prices are 11.5% above the national average.

What Do Locals Say About the Cost of Living in Pasadena?

The most insightful perspective on a city comes from its residents. We recently surveyed 10 locals to gauge their perception of the cost of living in Pasadena. The feedback revealed that 20% of respondents found the cost of living to be reasonable, with prices on the decline, while 80% regarded it as notably expensive with prices that continue to rise.

Is Pasadena Affordable?

Is Pasadena an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Pasadena, the median home price is 360% higher than what most folks pay across the country, and monthly rent prices are 85.4% higher than the usual rates. Income levels in Pasadena come in at $125,896, which is 54.8% higher than the national average.

What Factors can Influence the Cost of Living in Pasadena?

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Pasadena, the utilities index is 23.3% higher than the national average.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Pasadena, the groceries index is 11.5% higher than the national average.

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Pasadena, is 277.6% higher than the national average.

Where is the Data From?

The Pasadena cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Pasadena is 40% higher than the California average
  • The cost of living in Pasadena is 97% higher than the national average
  • Pasadena housing is 278% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Pasadena

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Compare Pasadena, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$185,126$15,427$4,319$5,554
      Renters$96,369$8,031$2,248$2,891
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Pasadena, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Pasadena, homeowners have a median income of $185,126. Using that number, a maximum of $4,319 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $96,369, which means there is a maximum of $2,248 to be spent on the costs of renting a home or apartment.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Vernon, CA25411716.8%
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      Industry, CA26913737.1%
      Commerce, CA13,06613938.8%
      Bell Gardens, CA42,82713939.0%
      Pasadena, CA146,62819797.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      McAllen, TX146,651937.2%
      Fullerton, CA146,10317575.2%
      Murfreesboro, TN146,1031099.1%
      Syracuse, NY146,063954.5%
      Dayton, OH145,9278217.9%
      Pasadena, CA146,62819797.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.