Cost of Living in Pantops, VA

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F
27%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
81%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pantops Virginia National
Cost of living127111100
Groceries104103100
Health care104103100
Housing181129100
Transportation103105100
Utilities106104100
Lifestyle & Entertainment101103100
Household Items104102100
Education & Childcare106109100
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Homes For Sale In Pantops, VA

property for sale

104 East Haven Ct

Charlottesville, VA
property for sale

830 Beverley Dr #305

Charlottesville, VA
property for sale

338 S Pantops Dr

Charlottesville, VA
property for sale

280 Riverbend Dr Unit 2B

Charlottesville, VA

Cost Of Living Quick Facts

  • The cost of living in Pantops is 14% higher than the Virginia average
  • The cost of living in Pantops is 27% higher than the national average
  • Pantops housing is 81% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Pantops

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$152,945$12,745$3,568$4,589
      Renters$95,551$7,963$2,229$2,867

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Free Union, VA891044.0%
      Palmyra, VA951044.0%
      Esmont, VA7551043.6%
      Gordonsville, VA2,0401043.7%
      Ruckersville, VA1,2821099.0%
      Pantops, VA4,39612727.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Plymouth, NH4,3951033.2%
      Mountain Lakes, NJ4,39819191.1%
      Spring Valley Village, TX4,39819796.9%
      Lamar, MO4,3938317.3%
      Argyle, TX4,39315655.6%
      Pantops, VA4,39612727.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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