Cost of Living in Pajaro Dunes, CA

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F
151%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
464%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pajaro Dunes California National
Cost of living251141100
Groceries109111100
Health care114116100
Housing564197100
Transportation120118100
Utilities117119100
Lifestyle & Entertainment122120100
Household Items113111100
Education & Childcare129127100
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Homes For Sale In Pajaro Dunes, CA

property for sale

101 Shell Dr #21

Watsonville, CA
property for sale

95 Cormorant Way

Watsonville, CA
property for sale

101 Shell Dr #109

Watsonville, CA
property for sale

2661 W Beach Rd Unit P-75

Watsonville, CA

Cost Of Living Quick Facts

  • The cost of living in Pajaro Dunes is 78% higher than the California average
  • The cost of living in Pajaro Dunes is 151% higher than the national average
  • Pajaro Dunes housing is 464% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$199,954$16,663$4,665$5,999
      Renters$0$0$0$0

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

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      Moss Landing, CA3311716.7%
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      Live Oak, CA9,00711716.9%
      Paradise Park, CA47813737.3%
      Pajaro, CA3,58914241.8%
      Pajaro Dunes, CA240251150.8%

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      Blakesburg, IA2407920.6%
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      Ruth, NV2408118.7%
      Pajaro Dunes, CA240251150.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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