Cost of Living in Pacific, MO

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A+
7%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
12%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pacific Missouri National
Cost of living9390100
Groceries9596100
Health care9797100
Housing8877100
Transportation9896100
Utilities9395100
Lifestyle & Entertainment9795100
Household Items9797100
Education & Childcare9295100
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Homes For Sale In Pacific, MO

property for sale

11 Skyview Way

Pacific, MO
property for sale

122 Winter Wheat Trl

Pacific, MO
property for sale

3780 Sunset Dr

Pacific, MO
property for sale

1716 Meade Ct

Pacific, MO
See the Newest Homes For Sale In Pacific, MO

Cost Of Living Quick Facts

  • The cost of living in Pacific is 3% higher than the Missouri average
  • The cost of living in Pacific is 7% lower than the national average
  • Pacific housing is 12% lower than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Pacific

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$88,797$7,400$2,072$2,664
      Renters$36,649$3,054$855$1,100
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Pacific, MO, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Pacific, homeowners have a median income of $88,797. Using that number, a maximum of $2,072 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $36,649, which means there is a maximum of $855 to be spent on the costs of renting a home or apartment.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Three Creeks, MO4964.3%
      Defiance, MO70964.3%
      Peaceful Village, MO956931.1%
      Lake Tekakwitha, MO2808217.6%
      Grayhawk, MO8018317.3%
      Pacific, MO6,965936.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kirtland, OH6,9651098.8%
      West Slope, OR6,96314746.6%
      Belfast, ME6,9681032.9%
      Lutherville, MD6,96113130.6%
      Yorketown, NJ6,96114141.4%
      Pacific, MO6,965936.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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