Kirtland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKirtlandOhioNational
Cost of living index10991100
IndexKirtlandOhioNational
Goods & Services index101100100
Groceries index10698100
Health care index10696100
Housing index12773100
Transportation index103102100
Utilities index9491100
A general summary of the cost of living index in Kirtland, OH is shown above. Compared to the state average of Ohio the cost of living index in Kirtland, OH is 109, which is 20% higher than the average in Ohio and compared to the national average it is 9% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Kirtland, OH goods and services come in at 2% higher than the average in Ohio and are 1% higher than compared to the nationwide average.
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Did you know?

  • The cost of living in Kirtland is 20% higher than the Ohio average.
  • The cost of living in Kirtland is 9% higher than the national average.
  • The cost of housing in Kirtland is 27% higher than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 28% higher than the national average.

Compare Kirtland, OH Cost of living To Other Cities

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Using the salary calculator lets you compare the salary you earn in Kirtland, OH to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Kirtland, OH, you have to earn a higher income in order to still have the same standard of living. To operate the Kirtland, OH salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$96,553$8,046$2,253$2,897
      Renters$48,333$4,028$1,128$1,450
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Kirtland, OH as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Kirtland, OH homeowners, is $96,553. This would allow for a maximum of $2,253 per month to be spent on housing costs. For renters, the median monthly income is $48,333 which would result in a maximum of $1,128 to be spent on rental costs.

      Ohio Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Ohio5.75%8%

      Ohio Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Ohio2.85%4.797%
      For those who live in Kirtland, OH and want to know what the true cost of living is, they ought to look at both the Ohio income tax rate and the Ohio sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Ohio, the sales tax is 5.75%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Ohio, the income tax rate ranges between 2.85% to 4.797%.

      Goods & Services

      ItemKirtlandNational avg.Difference
      Haircut $19.40$17.4910.9%
      Beauty Salon $35.80$38.176.2%
      Toothpaste $2.37$2.322.1%
      Shampoo $1.07$1.015.7%
      Movie $11.26$10.725.0%
      Bowling $15.60$13.8612.5%

      Groceries

      ItemKirtlandNational avg.Difference
      Ground Beef $4.81$3.9023.3%
      Fried Chicken $1.81$1.4029.7%
      Milk $1.54$1.9621.5%
      Potatoes $3.21$3.180.8%
      Pizza $11.99$10.3915.4%
      Beer $8.28$9.2310.3%

      Health Care

      ItemKirtlandNational avg.Difference
      Optometrist $85.40$106.3419.7%
      Doctor $117.00$115.251.5%
      Dentist $111.00$98.3812.8%
      Ibuprofen $9.96$9.267.5%
      Lipitor $505.49$466.478.4%

      Housing

      ItemKirtlandNational avg.Difference
      Home Price $271,400.00$184,700.0046.9%
      Avg. Mortgage Payment $995.65$1,273.3221.8%
      Apartment Rent $762.00$949.0019.7%

      Transportation

      ItemKirtlandNational avg.Difference
      Gasoline $2.83$2.599.1%
      Tire Balancing $46.27$48.905.4%

      Utilities

      ItemKirtlandNational avg.Difference
      All Electricity$152.39$167.609.1%
      Phone $177.75$163.428.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      East Cleveland, OH17,41383-17%
      Highland Hills, OH96784-16%
      Kinsman Center, OH53785-15%
      North Randall, OH99887-13%
      Garfield Heights, OH28,20787-13%
      Kirtland, OH6,8021099%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Fort Myers Beach, FL6,80112727%
      Madison Park, NJ6,80011919%
      Nevada, IA6,79689-11%
      Piñon Hills, CA6,79611010%
      Mount Ivy, NY6,79211818%
      Kirtland, OH6,8021099%
      Source: The Kirtland, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.