Cost of Living in Oyster Bay Cove, NY

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F
155%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
498%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oyster Bay Cove New York National
Cost of living255121100
Groceries105106100
Health care111110100
Housing598144100
Transportation111113100
Utilities110112100
Lifestyle & Entertainment106111100
Household Items105106100
Education & Childcare114118100
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Homes For Sale In Oyster Bay Cove, NY

property for sale

19 Tiffany Rd

Oyster Bay, NY
property for sale

229 Berry Hill Rd

Syosset, NY
property for sale

1 Ryan Ct

Syosset, NY
property for sale

45 Coves Run

Syosset, NY

Cost Of Living Quick Facts

  • The cost of living in Oyster Bay Cove is 112% higher than the New York average
  • The cost of living in Oyster Bay Cove is 155% higher than the national average
  • Oyster Bay Cove housing is 498% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

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      Transportation index
      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$330,373$27,531$7,708$9,912
      Renters$113,238$9,437$2,642$3,397

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wyandanch, NY11,92512525.1%
      Brentwood, NY64,44812929.5%
      North Bay Shore, NY20,19813029.6%
      Hempstead, NY56,90813130.5%
      North Lindenhurst, NY11,09613130.8%
      Oyster Bay Cove, NY2,029255155.5%

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      Mount Ayr, IA2,0308416.2%
      Oyster Bay Cove, NY2,029255155.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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