Cost Of Living in Oxon Hill, MD

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D+

21%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

53%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Oxon Hill	Maryland	National
Cost of living	121	121	100
Groceries	105	105	100
Health care	107	109	100
Housing	153	151	100
Transportation	109	109	100
Utilities	107	108	100
Lifestyle & Entertainment	104	109	100
Household Items	104	105	100
Education & Childcare	110	112	100

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Homes For Sale In Oxon Hill, MD

1903 Deerfield Ct

Oxon Hill, MD

3342 Huntley Square Dr Unit T1

Temple Hills, MD

8320 Bock Rd

Fort Washington, MD

145 Riverhaven Dr #352

Oxon Hill, MD

An Overview of Cost of Living in Oxon Hill, MD

Getting a feel for the cost of living in Oxon Hill is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Oxon Hill is 121, which is 21% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you prioritize affordability when seeking a new place to live, Oxon Hill may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Oxon Hill falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs are a very significant part of the Oxon Hill cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 53.4% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Oxon Hill Affordable?

Is Oxon Hill affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Oxon Hill, for instance, where the median home price falls 53.1% higher than the national average, and monthly rent rates are 54.2% higher than usual. Additionally, median income levels contribute to the equation, with Oxon Hill flaunting a median household income of $131,998, 62.3% higher than the national norm.

What Factors can Influence the Cost of Living in Oxon Hill?

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Oxon Hill, the utilities index stands at 6.7% higher than the national average.

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Oxon Hill starts at 6% and the income tax rates start at 2%.

Where is the Data From?

The cost of living data for Oxon Hill shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

The cost of living in Oxon Hill is equal to the Maryland average
The cost of living in Oxon Hill is 21% higher than the national average
Oxon Hill housing is 53% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$159,720	$13,310	$3,727	$4,792
Renters	$106,759	$8,897	$2,491	$3,203

A good indicator of the general affordability of housing in Oxon Hill, MD, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Oxon Hill, the median monthly income is $159,720 for those who own their own homes. Under the standard rule, that income level would allow for $3,727 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $106,759, per the median income in the area. That would allow for renters to spend up to $2,491 on monthly rental expenses.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cedarville, MD	599	110	10.1%
Rose Hill CDP (Lee County), VA	731	89	11.0%
Potomac Heights, MD	1,295	90	10.5%
Woodlawn CDP (Carroll County), VA	2,334	89	11.3%
Wakefield town, VA	838	92	8.4%
Oxon Hill, MD	18,651	121	20.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Deux-Montagnes, QC	18,650	n/a
Eastlake, OH	18,652	91	8.6%
Bethpage, NY	18,648	158	57.8%
North Druid Hills, GA	18,655	128	28.1%
Petawawa, ON	18,660	n/a
Oxon Hill, MD	18,651	121	20.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.