F
58%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
170%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bethpage New York National
Cost of living158121100
Groceries107106100
Health care108110100
Housing270144100
Transportation110113100
Utilities114112100
Lifestyle & Entertainment109111100
Household Items105106100
Education & Childcare120118100
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An Overview of Cost of Living in Bethpage, NY

Knowing the cost of living in Bethpage allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Bethpage stands at 158, marking it 58% higher than the national average.

The cost of living in Bethpage is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Bethpage falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs are a very significant part of the Bethpage cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 169.6% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Bethpage Affordable?

Is Bethpage an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Bethpage is 171.8% higher than the national average, while the average monthly rent prices are 164.5% higher than average. The affordability of any location can also be influenced by median income levels. Bethpage has a median household income of $174,005, which is 113.9% higher than the national average.

What Factors can Influence the Cost of Living in Bethpage?

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Bethpage, the transportation index is 9.6% higher than the national average.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Bethpage, the standard sales tax rate starts at 4%, and the income tax rates commence at 4%.

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Where is the Data From?

The Bethpage cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Bethpage is 31% higher than the New York average
  • The cost of living in Bethpage is 58% higher than the national average
  • Bethpage housing is 170% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Bethpage

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Compare Bethpage, NY Cost of Living

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      Cost of living index
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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$177,350$14,779$4,138$5,321
      Renters$88,204$7,350$2,058$2,646
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bethpage, NY, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bethpage homeowners, is $177,350. This would allow for a maximum of $4,138 per month to be spent on housing costs. For renters, the median monthly income is $88,204 which would result in a maximum of $2,058 to be spent on rental costs.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wyandanch, NY11,92512525.1%
      Brentwood, NY64,44812929.5%
      North Bay Shore, NY20,19813029.6%
      Hempstead, NY56,90813130.5%
      North Lindenhurst, NY11,09613130.8%
      Bethpage, NY18,64815857.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Deux-Montagnes, QC18,650n/a 
      Oxon Hill, MD18,65112120.6%
      Eastlake, OH18,652918.6%
      North Druid Hills, GA18,65512828.1%
      Petawawa, ON18,660n/a 
      Bethpage, NY18,64815857.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.