Cost of Living in Oxford, MI

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4%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oxford Michigan National
Cost of living10491100
Groceries9998100
Health care9997100
Housing11676100
Transportation9796100
Utilities102100100
Lifestyle & Entertainment9596100
Household Items9998100
Education & Childcare9995100
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Homes For Sale In Oxford, MI

property for sale

1712 Wood Trl

Oxford, MI
property for sale

1263 N Baldwin Rd

Oxford, MI
property for sale

11 1st St

Oxford, MI
property for sale

350 Golfside Dr

Oxford, MI

Cost Of Living Quick Facts

  • The cost of living in Oxford is 14% higher than the Michigan average
  • The cost of living in Oxford is 4% higher than the national average
  • Oxford housing is 16% higher than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Oxford

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Compare Oxford, MI Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$125,559$10,463$2,930$3,767
      Renters$0$0$0$0

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pontiac, MI61,7648416.2%
      Imlay City, MI3,7118712.8%
      Davison, MI5,0248812.4%
      Utica, MI5,196954.7%
      Almont, MI2,891964.0%
      Oxford, MI3,6211043.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Monte Sereno, CA3,621336236.2%
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      Lyons, KS3,6198119.0%
      St. Johns, AZ3,623909.9%
      Park City, TN3,6238911.0%
      Oxford, MI3,6211043.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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