Cost of Living in Gratz, KY

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19%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
54%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gratz Kentucky National
Cost of living8188100
Groceries9998100
Health care9897100
Housing4670100
Transportation9496100
Utilities9495100
Lifestyle & Entertainment9595100
Household Items9897100
Education & Childcare9694100
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Cost Of Living Quick Facts

  • The cost of living in Gratz is 8% lower than the Kentucky average
  • The cost of living in Gratz is 19% lower than the national average
  • Gratz housing is 54% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

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Compare Gratz, KY Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$122,562$10,214$2,860$3,677
      Renters$0$0$0$0

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Monterey, KY1057525.1%
      Worthville, KY1637426.0%
      Sanders, KY3417920.9%
      Prestonville, KY1928119.3%
      Owenton, KY1,7558316.9%
      Gratz, KY878118.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Graham, AL871000.1%
      Patmos, AR878020.1%
      Rossie, IA87964.3%
      Whiteash, IL879010.2%
      Blackey, KY877722.8%
      Gratz, KY878118.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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