| Index | Overland Park | Kansas | National |
| Cost of living | 114 | 90 | 100 |
| Groceries | 98 | 97 | 100 |
| Health care | 99 | 96 | 100 |
| Housing | 153 | 77 | 100 |
| Transportation | 95 | 96 | 100 |
| Utilities | 95 | 95 | 100 |
| Lifestyle & Entertainment | 96 | 94 | 100 |
| Household Items | 98 | 97 | 100 |
| Education & Childcare | 99 | 93 | 100 |
The cost of living in Overland Park affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Overland Park is 114, which is 14% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Housing costs are a very significant part of the Overland Park cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 53.4% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 26 locals to understand their opinions on the cost of living in Overland Park. The results indicated that 46% found it reasonably priced with decreasing prices of goods and services, while 54% viewed it as quite expensive, with increasing prices.
Is Overland Park an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Overland Park, the median home price is 66.3% higher than what most folks pay across the country, and monthly rent prices are 23.3% higher than the usual rates. Income levels in Overland Park come in at $132,282, which is 62.6% higher than the national average.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Overland Park, the transportation index is 4.8% lower than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Overland Park, healthcare costs are 1.1% lower than the national average.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Overland Park, the utilities index registers 5.5% lower than the national average.
The cost of living estimates displayed for Overland Park are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $170,571 | $14,214 | $3,980 | $5,118 |
| Renters | $87,962 | $7,330 | $2,052 | $2,639 |
| State | General Sales Tax | With Max Surtax |
| Kansas | 6.5% | 11.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Kansas | 3.1% | 4.7% |
| City | Population | Cost of Living Index | National Avg. |
| Randolph, MO | 29 | 84 | 15.8% |
| Sugar Creek, MO | 3,384 | 85 | 14.7% |
| Kansas City, KS | 156,337 | 86 | 13.7% |
| Claycomo, MO | 1,827 | 88 | 12.2% |
| Avondale, MO | 512 | 89 | 10.6% |
| Overland Park, KS | 197,888 | 114 | 14.1% |
| City | Population | Cost of Living Index | National Avg. |
| Tempe, AZ | 197,595 | 119 | 18.6% |
| Grand Prairie, TX | 198,327 | 100 | 0.1% |
| Burlington, ON | 197,435 | n/a | |
| Mobile, AL | 197,324 | 91 | 8.8% |
| Shreveport, LA | 197,125 | 95 | 5.3% |
| Overland Park, KS | 197,888 | 114 | 14.1% |
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