Cost of Living in Osceola, AR

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16%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Osceola Arkansas National
Cost of living8486100
Groceries10096100
Health care9895100
Housing5367100
Transportation9694100
Utilities9593100
Lifestyle & Entertainment9793100
Household Items9796100
Education & Childcare9492100
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Homes For Sale In Osceola, AR

property for sale

419 S Ermen Ln

Osceola, AR
property for sale

102 Spruce Ln

Osceola, AR
property for sale

127 East Dr

Osceola, AR
property for sale

503 W Lee Ave

Osceola, AR
See the Newest Homes For Sale In Osceola, AR

Cost Of Living Quick Facts

  • The cost of living in Osceola is 3% lower than the Arkansas average
  • The cost of living in Osceola is 16% lower than the national average
  • Osceola housing is 47% lower than the national average
  • Arkansas general sales tax is 27% higher than the national average
  • Arkansas state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Osceola

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,674$6,306$1,766$2,270
      Renters$35,076$2,923$818$1,052
      The affordability of the housing market in Osceola, AR as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Osceola homeowners, the median income is $75,674. This indicates that a monthly maximum of $1,766 should be spent by homeowners on all housing related costs. Renters have a median income of $35,076. This indicates that renters would have a maximum of $818 for their rent related monthly costs.

      Arkansas Sales Tax

      State General Sales Tax With Max Surtax
      Arkansas 6.5% 11.625%

      Arkansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Arkansas 2% 4.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bassett, AR150973.0%
      Victoria, AR12945.6%
      Luxora, AR1,0177624.1%
      Joiner, AR5767920.5%
      Dyess, AR3048118.9%
      Osceola, AR6,9378416.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Marvin, NC6,93518484.1%
      Linwood, NJ6,93512525.1%
      Gulf Breeze, FL6,93412828.0%
      Lemoore Station, CA6,94012727.2%
      Eldridge, IA6,9411054.6%
      Osceola, AR6,9378416.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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