Overall 25%
Goods & Services 5%
Housing 85%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexGulf BreezeFloridaNational
Cost of living12599100
Goods & Services9699100
Health care98100100

Key findings

  • The cost of living in Gulf Breeze is 26% higher than the Florida average
  • The cost of living in Gulf Breeze is 25% higher than the national average
  • Gulf Breeze housing is 85% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

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Compare Gulf Breeze, FL Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      A good indicator of the general affordability of housing in Gulf Breeze, FL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Gulf Breeze, the median monthly income is $111,806 for those who own their own homes. Under the standard rule, that income level would allow for $2,609 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $61,518, per the median income in the area. That would allow for renters to spend up to $1,435 on monthly rental expenses.

      Florida Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Florida Income Tax

      StateIncome Tax (Low)Income Tax (High)

      Goods & Services

      ItemGulf BreezeNational avg.Difference
      Haircut $24.25$17.4938.7%
      Beauty Salon $36.00$38.175.7%
      Toothpaste $2.72$2.3217.2%
      Shampoo $0.89$1.0112.0%
      Movie $9.25$10.7213.7%
      Bowling $13.20$13.864.8%


      ItemGulf BreezeNational avg.Difference
      Ground Beef $3.71$3.904.9%
      Fried Chicken $1.49$1.406.8%
      Milk $2.72$1.9638.6%
      Potatoes $4.21$3.1832.3%
      Pizza $9.78$10.395.9%
      Beer $9.74$9.235.5%

      Health Care

      ItemGulf BreezeNational avg.Difference
      Optometrist $76.25$106.3428.3%
      Doctor $86.00$115.2525.4%
      Dentist $101.80$98.383.5%
      Ibuprofen $13.04$9.2640.8%
      Lipitor $504.89$466.478.2%


      ItemGulf BreezeNational avg.Difference
      Home Price $387,300.00$184,700.00109.7%
      Avg. Mortgage Payment $1,202.55$1,273.325.6%
      Apartment Rent $1,194.00$949.0025.8%


      ItemGulf BreezeNational avg.Difference
      Gasoline $2.52$2.592.7%
      Tire Balancing $44.22$48.909.6%


      ItemGulf BreezeNational avg.Difference
      All Electricity$221.13$167.6031.9%
      Phone $184.74$163.4213.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Dickerson City, FL931000%
      Goulding, FL4,12284-16%
      West Pensacola, FL20,38285-15%
      Brent, FL22,31986-14%
      Warrington, FL12,89487-13%
      Gulf Breeze, FL6,20512525%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Dunlap, IN6,20695-5%
      Monroeville, AL6,20389-11%
      Prairie View, TX6,20992-8%
      East Aurora, NY6,20995-5%
      Walpole, MA6,20914242%
      Gulf Breeze, FL6,20512525%
      Source: The Gulf Breeze, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.