Cost of Living in Eldridge, IA

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A
5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Eldridge Iowa National
Cost of living10589100
Groceries9797100
Health care9796100
Housing12474100
Transportation9797100
Utilities9395100
Lifestyle & Entertainment9695100
Household Items9697100
Education & Childcare9794100
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Homes For Sale In Eldridge, IA

property for sale

326 Park Lane Cir

Eldridge, IA
property for sale

314 W Franklin St

Eldridge, IA
property for sale

620 St Andrews Cir

Eldridge, IA
property for sale

24880 145th Ave

Eldridge, IA
See the Newest Homes For Sale In Eldridge, IA

Cost Of Living Quick Facts

  • The cost of living in Eldridge is 17% higher than the Iowa average
  • The cost of living in Eldridge is 5% higher than the national average
  • Eldridge housing is 24% higher than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Eldridge

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Compare Eldridge, IA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$132,126$11,011$3,083$3,964
      Renters$48,252$4,021$1,126$1,448
      The affordability of the housing market in Eldridge, IA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Eldridge homeowners, the median income is $132,126. This indicates that a monthly maximum of $3,083 should be spent by homeowners on all housing related costs. Renters have a median income of $48,252. This indicates that renters would have a maximum of $1,126 for their rent related monthly costs.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rock Island Arsenal, IL3661000.2%
      Calamus, IA3788415.9%
      Wheatland, IA1,0178515.0%
      Low Moor, IA3398415.5%
      Panorama Park, IA2178614.2%
      Eldridge, IA6,9411054.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lemoore Station, CA6,94012727.2%
      Allendale, NJ6,94317474.3%
      Osceola, AR6,9378416.1%
      St. Rose, LA6,945909.8%
      Kingston, MA6,94613434.2%
      Eldridge, IA6,9411054.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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