Cost of Living in Monticello, WI

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A+
9%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Monticello Wisconsin National
Cost of living9196100
Groceries9799100
Health care9998100
Housing7689100
Transportation9698100
Utilities104101100
Lifestyle & Entertainment9898100
Household Items9899100
Education & Childcare9498100
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Homes For Sale In Monticello, WI

property for sale

588 Washington St

Monticello, WI
property for sale

563 S Main St

Monticello, WI
property for sale

Lot 9 Hefty Rd

Monticello, WI
property for sale

Lot 8 Hefty Rd

Monticello, WI

Cost Of Living Quick Facts

  • The cost of living in Monticello is 5% lower than the Wisconsin average
  • The cost of living in Monticello is 9% lower than the national average
  • Monticello housing is 24% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Monticello

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,514$9,210$2,578$3,316
      Renters$60,025$5,002$1,400$1,801

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Woodford, WI477821.9%
      South Wayne, WI3878217.5%
      Browntown, WI2668316.6%
      Argyle, WI9158514.5%
      Blanchardville, WI8308911.5%
      Monticello, WI1,117918.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Berry, AL1,1178218.3%
      Ray City, GA1,1178910.6%
      Rochelle, GA1,1178416.0%
      Wallace, ID1,1178712.6%
      Brooklyn, MI1,1178910.6%
      Monticello, WI1,117918.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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