A+
0%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Orange City Florida National
Cost of living100102100
Groceries100102100
Health care104104100
Housing9397100
Transportation102103100
Utilities114110100
Lifestyle & Entertainment104104100
Household Items100102100
Education & Childcare103106100
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An Overview of Cost of Living in Orange City, FL

Getting a feel for the cost of living in Orange City is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Orange City is 100, which is 0% equal to the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

The cost of living in Orange City aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Orange City residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Orange City Affordable?

Wondering if Orange City is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Orange City, for example, the median home price is 19.2% lower than what folks pay nationally, and monthly rent is 21.4% higher than the usual rates. Plus, income levels matter too, with Orange City boasting a median household income of $63,531, which is 21.9% lower than the national average.

What Factors can Influence the Cost of Living in Orange City?

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Orange City, healthcare costs are 4% higher than the national average.

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Orange City, the groceries index is 0.3% higher than the national average.

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Where is the Data From?

The cost of living data for Orange City shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Orange City is 2% lower than the Florida average
  • The cost of living in Orange City is equal to the national average
  • Orange City housing is 7% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Orange City

See all the best places to live around Orange City

Compare Orange City, FL Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$69,202$5,767$1,615$2,076
      Renters$53,619$4,468$1,251$1,609
      A good way to judge both the affordability of the housing and the cost of living in Orange City is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Orange City has a median income of about $69,202 for people who own homes. Based on that number, a maximum of $1,615 should be spent on expenses related to housing. Renters have a slightly different median income, which is $53,619. Based on this average, renters should spend no more than $1,251 on all rental costs if they want to maintain a non-impoverished standard of living.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Paisley, FL1,3468712.5%
      Lake Mack-Forest Hills, FL2,5009010.1%
      DeLand Southwest, FL1,427937.3%
      Pine Lakes, FL1,167937.1%
      North DeLand, FL1,146973.1%
      Orange City, FL12,5211000.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kincardine, ON12,522n/a 
      Tucson Estates, AZ12,524982.1%
      Brookhaven, MS12,5248316.5%
      Abbeville, LA12,5258514.5%
      Festus, MO12,514927.7%
      Orange City, FL12,5211000.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.