Cost of Living in Ontario, OH

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11%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ontario Ohio National
Cost of living8989100
Groceries9797100
Health care9896100
Housing7474100
Transportation9496100
Utilities9596100
Lifestyle & Entertainment9595100
Household Items9797100
Education & Childcare9593100
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Homes For Sale In Ontario, OH

property for sale

1935 Sandelwood Dr

Ontario, OH
property for sale

Highview Park AVE

Mansfield, OH
property for sale

Wellington Park AVE

Mansfield, OH
property for sale

Brunswick Park AVE

Mansfield, OH
See the Newest Homes For Sale In Ontario, OH

Cost Of Living Quick Facts

  • The cost of living in Ontario is equal to the Ohio average
  • The cost of living in Ontario is 11% lower than the national average
  • Ontario housing is 26% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Ontario

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Compare Ontario, OH Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$105,324$8,777$2,457$3,160
      Renters$53,075$4,423$1,238$1,592
      To approximate the cost of living and the housing affordability in Ontario, OH, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Ontario have a median income of $105,324. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,457 per month to avoid calamity and poverty. The renters in the city have an income of about $53,075, which would make their monthly maximum allowable rental costs $1,238.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sulphur Springs, OH162964.1%
      Tiro, OH2267921.3%
      Crestline, OH4,5298119.0%
      Galion, OH10,2318218.0%
      Mansfield, OH48,0588317.5%
      Ontario, OH6,2748910.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rensselaer, IN6,2748713.0%
      Rochester, IN6,2688514.7%
      Princeville, QC6,268n/a 
      Saint-Paul, QC6,280n/a 
      South Williamsport, PA6,281945.7%
      Ontario, OH6,2748910.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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