Cost of Living in Onawa, IA

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17%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Onawa Iowa National
Cost of living8389100
Groceries9697100
Health care9896100
Housing5474100
Transportation9897100
Utilities9195100
Lifestyle & Entertainment9295100
Household Items9697100
Education & Childcare9694100
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Homes For Sale In Onawa, IA

property for sale

1313 4th St

Onawa, IA
property for sale

517 14th St

Onawa, IA
property for sale

24597 Oak Ave

Turin, IA
property for sale

915 4th St

Onawa, IA
See the Newest Homes For Sale In Onawa, IA

Cost Of Living Quick Facts

  • The cost of living in Onawa is 7% lower than the Iowa average
  • The cost of living in Onawa is 17% lower than the national average
  • Onawa housing is 46% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Onawa

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Compare Onawa, IA Cost of Living

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$80,256$6,688$1,873$2,408
      Renters$41,912$3,493$978$1,257

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rodney, IA68964.3%
      Castana, IA2097525.0%
      Moorhead, IA2298019.7%
      Decatur, NE4168019.7%
      Blencoe, IA2458119.2%
      Onawa, IA2,8538316.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fairview, PA2,853973.1%
      Reed Creek, GA2,85211212.0%
      North Beach, MD2,85212423.7%
      Jaffrey, NH2,8521066.2%
      Westfield, NY2,8528316.8%
      Onawa, IA2,8538316.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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