Cost of Living in Westfield, NY

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A+
17%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
53%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Westfield New York National
Cost of living83121100
Groceries97106100
Health care97110100
Housing47144100
Transportation101113100
Utilities101112100
Lifestyle & Entertainment96111100
Household Items102106100
Education & Childcare98118100
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Homes For Sale In Westfield, NY

property for sale

238 1/2 E Main St

Westfield, NY
property for sale

2 Campbell St W

Westfield, NY
property for sale

4 Wells St

Westfield, NY
property for sale

9 Nichols Ave

Westfield, NY

Cost Of Living Quick Facts

  • The cost of living in Westfield is 31% lower than the New York average
  • The cost of living in Westfield is 17% lower than the national average
  • Westfield housing is 53% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Westfield

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$68,711$5,726$1,603$2,062
      Renters$24,114$2,010$563$723

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Chautauqua, NY311991.2%
      Ripley, NY8638118.5%
      Sherman, NY5888218.1%
      Dunkirk, NY12,215936.7%
      Brocton, NY1,4508415.9%
      Westfield, NY2,8528316.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Reed Creek, GA2,85211212.0%
      North Beach, MD2,85212423.7%
      Jaffrey, NH2,8521066.2%
      Moosomin, SK2,852n/a 
      Onawa, IA2,8538316.7%
      Westfield, NY2,8528316.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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