Cost Of Living in Olinda, HI

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F

114%

Overall NAT. AVG.

27%

Groceries NAT. AVG.

323%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Olinda	Hawaii	National
Cost of living	214	163	100
Groceries	127	126	100
Health care	119	119	100
Housing	423	252	100
Transportation	120	121	100
Utilities	130	131	100
Lifestyle & Entertainment	126	127	100
Household Items	116	115	100
Education & Childcare	132	132	100

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Homes For Sale In Olinda, HI

2400 Piiholo Rd

Makawao, HI

1095 Pookela Rd

Makawao, HI

Cost Of Living Quick Facts

The cost of living in Olinda is 31% higher than the Hawaii average
The cost of living in Olinda is 114% higher than the national average
Olinda housing is 323% higher than the national average
Hawaii general sales tax is 22% lower than the national average
Hawaii state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$126,946	$10,579	$2,962	$3,809
Renters	$121,727	$10,144	$2,840	$3,652

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Maalaea, HI	263	148	47.6%
Waihee-Waiehu, HI	10,988	166	66.3%
Wailuku, HI	17,886	168	67.6%
Kahului, HI	30,867	171	70.6%
Makawao, HI	8,162	174	74.4%
Olinda, HI	969	214	113.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Phil Campbell, AL	969	80	19.5%
Blue Lake, CA	969	133	33.4%
Weir, KS	969	78	21.9%
Barre, MA	969	115	14.6%
Grawn, MI	969	88	11.8%
Olinda, HI	969	214	113.9%