Cost of Living in Ojai, CA

Get 300+ Local Insights for Any Address in Ojai, CA

Get Access to 300+ Local Data Points
F
80%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
235%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ojai California National
Cost of living180141100
Groceries110111100
Health care112116100
Housing335197100
Transportation113118100
Utilities116119100
Lifestyle & Entertainment114120100
Household Items109111100
Education & Childcare124127100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Ojai, CA

property for sale

1402 Drown Ave

Ojai, CA
property for sale

1342 Fraser LN

Oak View, CA
property for sale

1355 Fraser Ln

Ojai, CA
property for sale

883 Moreno Dr

Ojai, CA
See the Newest Homes For Sale In Ojai, CA

Cost Of Living Quick Facts

  • The cost of living in Ojai is 28% higher than the California average
  • The cost of living in Ojai is 80% higher than the national average
  • Ojai housing is 235% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Ojai

See all the best places to live around Ojai

Compare Ojai, CA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Ojai?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Ojai?
      Write a review to give others more information about this area.
      See all Ojai poll results

      The best places in California

      Here are the best places to live in CaliforniaSee the best places to live in OjaiMost Dangerous States In The USMost Dangerous Cities In The US
      Best Places in California

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$175,862$14,655$4,103$5,276
      Renters$61,618$5,135$1,438$1,849
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ojai, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ojai homeowners, is $175,862. This would allow for a maximum of $4,103 per month to be spent on housing costs. For renters, the median monthly income is $61,618 which would result in a maximum of $1,438 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Saticoy, CA1,80814241.7%
      Santa Paula, CA31,10114242.2%
      El Rio, CA6,67815555.5%
      Oak View, CA6,79116464.2%
      Meiners Oaks, CA3,82916666.1%
      Ojai, CA7,88418080.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lincoln, NB7,885n/a 
      Fanwood, NJ7,88615352.8%
      North Weeki Wachee, FL7,8811022.0%
      Seminole, TX7,8808910.5%
      Waite Park, MN7,879972.8%
      Ojai, CA7,88418080.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026