Cost of Living in Ogden, NC

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D+
21%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
71%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ogden North Carolina National
Cost of living12196100
Groceries99100100
Health care9899100
Housing17188100
Transportation9899100
Utilities9999100
Lifestyle & Entertainment98100100
Household Items102100100
Education & Childcare99100100
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Homes For Sale In Ogden, NC

property for sale

7417 Dunbar Rd

Wilmington, NC
property for sale

1922 Masons Bluff Ct

Wilmington, NC
property for sale

6617 Windingwood Ln

Wilmington, NC
property for sale

305 Pioneer Ct

Wilmington, NC

Cost Of Living Quick Facts

  • The cost of living in Ogden is 26% higher than the North Carolina average
  • The cost of living in Ogden is 21% higher than the national average
  • Ogden housing is 71% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Ogden

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$155,576$12,965$3,630$4,668
      Renters$0$0$0$0
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ogden, NC, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ogden homeowners, is $155,576. This would allow for a maximum of $3,630 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Blue Clay Farms, NC53991.3%
      Navassa, NC2,197946.0%
      Rocky Point, NC1,687964.4%
      Wrightsboro, NC4,976964.1%
      Skippers Corner, NC3,332991.4%
      Ogden, NC9,35912120.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lincoln City, OR9,35811212.4%
      Amherst, NS9,360n/a 
      Potsdam, NY9,362936.6%
      Laurentian Valley, ON9,362n/a 
      Springfield, FL9,363954.9%
      Ogden, NC9,35912120.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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