Cost of Living in Lincoln City, OR

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B
12%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
31%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lincoln City Oregon National
Cost of living112111100
Groceries102104100
Health care103105100
Housing131124100
Transportation103106100
Utilities106106100
Lifestyle & Entertainment107107100
Household Items103104100
Education & Childcare111109100
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Homes For Sale In Lincoln City, OR

property for sale

2065 NE Mulberry Loop

Lincoln City, OR
property for sale

34 Salishan Loop

Gleneden Beach, OR
property for sale

4325 S Siletz St

Lincoln City, OR
property for sale

1170 NW 8th Ct

Lincoln City, OR

Cost Of Living Quick Facts

  • The cost of living in Lincoln City is 1% higher than the Oregon average
  • The cost of living in Lincoln City is 12% higher than the national average
  • Lincoln City housing is 31% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Lincoln City

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,062$7,005$1,961$2,522
      Renters$50,563$4,214$1,180$1,517
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Lincoln City, OR, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Lincoln City homeowners, is $84,062. This would allow for a maximum of $1,961 per month to be spent on housing costs. For renters, the median monthly income is $50,563 which would result in a maximum of $1,180 to be spent on rental costs.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Neskowin, OR811044.3%
      Rose Lodge, OR1,344964.1%
      Depoe Bay, OR1,75411717.4%
      Lincoln Beach, OR2,26711818.1%
      Lincoln City, OR9,35811212.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ogden, NC9,35912120.5%
      Amherst, NS9,360n/a 
      Sheffield Lake, OH9,3548713.0%
      Ladysmith, BC9,354n/a 
      Potsdam, NY9,362936.6%
      Lincoln City, OR9,35811212.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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