Cost of Living in Ocean Grove, NJ

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F
70%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
206%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ocean Grove New Jersey National
Cost of living170125100
Groceries105108100
Health care112112100
Housing306157100
Transportation114114100
Utilities109111100
Lifestyle & Entertainment113113100
Household Items107107100
Education & Childcare120120100
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Homes For Sale In Ocean Grove, NJ

property for sale

31 Broadway

Ocean Grove, NJ
property for sale

83 Mount Tabor Way

Ocean Grove, NJ
property for sale

123 Stockton Ave

Ocean Grove, NJ
property for sale

105 Mount Tabor Way

Ocean Grove, NJ

Cost Of Living Quick Facts

  • The cost of living in Ocean Grove is 35% higher than the New Jersey average
  • The cost of living in Ocean Grove is 70% higher than the national average
  • Ocean Grove housing is 206% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Ocean Grove

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$155,133$12,928$3,620$4,654
      Renters$83,856$6,988$1,957$2,516

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cedar Glen West, NJ1,8468713.5%
      Leisure Village, NJ4,8631022.3%
      Leisure Village West, NJ3,8531077.4%
      Leisure Village East, NJ3,8931099.2%
      Leisure Knoll, NJ2,65511717.2%
      Ocean Grove, NJ3,23317069.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Blue Earth, MN3,2338613.9%
      Port Hawkesbury, NS3,233n/a 
      El Cenizo, TX3,2328019.8%
      Opportunity No. 17, AB3,232n/a 
      Knoxville, IL3,2348812.1%
      Ocean Grove, NJ3,23317069.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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