Cost of Living in Oakland, FL

Get 300+ Local Insights for Any Address in Oakland, FL

Get Access to 300+ Local Data Points
F
30%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
95%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oakland Florida National
Cost of living130102100
Groceries103102100
Health care102104100
Housing19597100
Transportation101103100
Utilities110110100
Lifestyle & Entertainment100104100
Household Items101102100
Education & Childcare103106100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Oakland, FL

property for sale

100 Mather Smith Dr

Oakland, FL
property for sale

556 Walker St

Oakland, FL
property for sale

505 E Gulley Ave

Oakland, FL
property for sale

2017 Boss Hewett St

Oakland, FL

Cost Of Living Quick Facts

  • The cost of living in Oakland is 28% higher than the Florida average
  • The cost of living in Oakland is 30% higher than the national average
  • Oakland housing is 95% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Oakland

See all the best places to live around Oakland

Compare Oakland, FL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Oakland?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Oakland?
      Write a review to give others more information about this area.
      See all Oakland poll results

      The best places in Florida

      Here are the best places to live in FloridaThese are the largest cities in FloridaMost Dangerous States In The USSafest States In The US
      Best Places in Florida

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$183,726$15,311$4,287$5,512
      Renters$143,384$11,949$3,345$4,302

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lake Buena Vista, FL41043.6%
      Tildenville, FL441032.7%
      Lake Butler city, FL2,2508514.9%
      Bay Lake, FL458911.5%
      Clarcona, FL4,840936.7%
      Oakland, FL3,17713030.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kings Bay Base, GA3,17711413.7%
      Mount Pocono, PA3,176973.4%
      Warsaw, NC3,1788416.2%
      Baldwyn, MS3,1758218.0%
      Chandler, TX3,175972.7%
      Oakland, FL3,17713030.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026