Cost Of Living in Oak City, UT

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A+

5%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

22%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Oak City	Utah	National
Cost of living	95	105	100
Groceries	101	101	100
Health care	99	101	100
Housing	78	113	100
Transportation	103	101	100
Utilities	101	101	100
Lifestyle & Entertainment	103	102	100
Household Items	102	102	100
Education & Childcare	104	105	100

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Homes For Sale In Oak City, UT

575 N Deer Meadow DR

Oak City, UT

Cost Of Living Quick Facts

The cost of living in Oak City is 10% lower than the Utah average
The cost of living in Oak City is 5% lower than the national average
Oak City housing is 22% lower than the national average
Utah general sales tax is 20% higher than the national average
Utah state income tax is 87% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$106,110	$8,843	$2,476	$3,184
Renters	$89,282	$7,440	$2,083	$2,679

Utah Sales Tax

State	General Sales Tax	With Max Surtax
Utah	6.1%	8.35%

Utah Income Tax

State	Income Tax (Low)	Income Tax (High)
Utah	4.85%	4.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lynndyl, UT	86	88	11.5%
Delta, UT	3,679	97	2.6%
Leamington, UT	301	99	0.6%
Scipio, UT	376	102	1.6%
Oak City, UT	790	95	5.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Manila, CA	790	127	26.5%
Evansville, IL	790	81	18.9%
Ogden, IL	790	93	7.5%
Hatfield, IN	790	82	17.8%
Midway, LA	790	96	3.6%
Oak City, UT	790	95	5.3%