North Westport, Massachusetts Cost Of Living

F

23%

Overall NAT. AVG.

19%

Goods & Services NAT. AVG.

41%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	North Westport	Massachusetts	National
Cost of living	123	130	100
Goods & Services	119	117	100
Groceries	108	119	100
Health care	106	118	100
Housing	141	165	100
Transportation	107	111	100
Utilities	128	111	100

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Cost Of Living Quick Facts

The cost of living in North Westport is 6% lower than the Massachusetts average
The cost of living in North Westport is 23% higher than the national average
North Westport housing is 41% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 122% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$76,250	$6,354	$1,779	$2,288
Renters	$35,682	$2,974	$833	$1,071

A good way to judge both the affordability of the housing and the cost of living in North Westport is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. North Westport has a median income of about $76,250 for people who own homes. Based on that number, a maximum of $1,779 should be spent on expenses related to housing. Renters have a slightly different median income, which is $35,682. Based on this average, renters should spend no more than $833 on all rental costs if they want to maintain a non-impoverished standard of living.

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	5%

Goods & Services

Item	North Westport	National avg.	Difference
Haircut	$24.67	$20.27	21.7%
Beauty Salon	$47.48	$40.39	17.5%
Toothpaste	$2.24	$2.36	4.9%
Shampoo	$0.94	$1.08	12.7%
Movie	$13.00	$10.99	18.3%
Bowling	$19.49	$15.49	25.8%

Groceries

Item	North Westport	National avg.	Difference
Ground Beef	$3.99	$4.30	7.1%
Fried Chicken	$1.75	$1.40	25.1%
Milk	$2.62	$2.20	19.1%
Potatoes	$3.92	$3.22	21.8%
Pizza	$10.07	$10.74	6.2%
Beer	$9.93	$9.60	3.5%

Health Care

Item	North Westport	National avg.	Difference
Optometrist	$130.63	$109.73	19.1%
Doctor	$157.77	$118.34	33.3%
Dentist	$92.70	$100.94	8.2%
Ibuprofen	$9.66	$9.93	2.8%
Lipitor	$443.20	$469.53	5.6%

Housing

Item	North Westport	National avg.	Difference
Home Price	$289,300.00	$184,700.00	56.6%
Avg. Mortgage Payment	$1,357.76	$1,229.62	10.4%
Apartment Rent	$1,000.00	$949.00	5.4%

Transportation

Item	North Westport	National avg.	Difference
Gasoline	$2.75	$2.71	1.4%
Tire Balancing	$60.90	$51.86	17.4%

Utilities

Item	North Westport	National avg.	Difference
All Electricity	$251.32	$170.84	47.1%
Phone	$192.37	$187.18	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Central Falls, RI	19,366	106	6.0%
Pawtucket, RI	71,389	108	8.2%
New Bedford, MA	94,988	111	11.5%
East Providence, RI	47,260	113	13.0%
Ocean Grove, MA	2,669	113	13.4%
North Westport, MA	4,694	123	23.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chesterbrook, PA	4,693	131	30.7%
Forked River, NJ	4,696	112	12.0%
Headland, AL	4,691	92	8.4%
Mount Repose, OH	4,691	92	8.0%
Willow Park, TX	4,691	107	7.0%
North Westport, MA	4,694	123	23.3%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.