| Index | North Little Rock | Arkansas | National |
| Cost of living | 91 | 86 | 100 |
| Groceries | 95 | 96 | 100 |
| Health care | 93 | 95 | 100 |
| Housing | 84 | 67 | 100 |
| Transportation | 92 | 94 | 100 |
| Utilities | 91 | 93 | 100 |
| Lifestyle & Entertainment | 94 | 93 | 100 |
| Household Items | 94 | 96 | 100 |
| Education & Childcare | 94 | 92 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in North Little Rock? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in North Little Rock stands at 91, making it 9% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
In North Little Rock, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in North Little Rock will resemble that of an average city, contributing to a manageable cost of living.
Wondering if North Little Rock is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In North Little Rock, for example, the median home price is 19.1% lower than what folks pay nationally, and monthly rent is 7.5% lower than the usual rates. Plus, income levels matter too, with North Little Rock boasting a median household income of $66,505, which is 18.2% lower than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In North Little Rock, the groceries index is 4.7% lower than the national average.
Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.
The cost of living estimates displayed for North Little Rock are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $101,117 | $8,426 | $2,359 | $3,034 |
| Renters | $46,683 | $3,890 | $1,089 | $1,401 |
| State | General Sales Tax | With Max Surtax |
| Arkansas | 6.5% | 11.625% |
| State | Income Tax (Low) | Income Tax (High) |
| Arkansas | 2% | 4.9% |
| City | Population | Cost of Living Index | National Avg. |
| Scott, AR | 15 | 95 | 4.8% |
| College Station, AR | 328 | 76 | 23.9% |
| Sweet Home, AR | 948 | 80 | 19.5% |
| Wrightsville, AR | 1,739 | 83 | 17.4% |
| Bauxite, AR | 695 | 84 | 15.9% |
| North Little Rock, AR | 68,354 | 91 | 9.2% |
| City | Population | Cost of Living Index | National Avg. |
| Lodi, CA | 68,361 | 132 | 31.7% |
| West Des Moines, IA | 68,345 | 103 | 2.6% |
| Redondo Beach, CA | 68,376 | 212 | 111.8% |
| Eagan, MN | 68,193 | 117 | 16.6% |
| Ames, IA | 68,047 | 100 | 0.1% |
| North Little Rock, AR | 68,354 | 91 | 9.2% |
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