| Index | Eagan | Minnesota | National |
| Cost of living | 117 | 100 | 100 |
| Groceries | 102 | 100 | 100 |
| Health care | 101 | 100 | 100 |
| Housing | 154 | 100 | 100 |
| Transportation | 99 | 100 | 100 |
| Utilities | 101 | 104 | 100 |
| Lifestyle & Entertainment | 100 | 100 | 100 |
| Household Items | 99 | 100 | 100 |
| Education & Childcare | 103 | 99 | 100 |
Knowing the cost of living in Eagan allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Eagan stands at 117, marking it 17% higher than the national average.
When it comes to the cost of living in Eagan, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 53.8% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Eagan an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Eagan is 63.2% higher than the national average, while the average monthly rent prices are 31.6% higher than average. The affordability of any location can also be influenced by median income levels. Eagan has a median household income of $140,795, which is 73.1% higher than the national average.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Eagan, the groceries index is 2.2% higher than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Eagan, healthcare costs are 1% higher than the national average.
The Eagan cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $173,404 | $14,450 | $4,046 | $5,203 |
| Renters | $86,035 | $7,170 | $2,007 | $2,581 |
| State | General Sales Tax | With Max Surtax |
| Minnesota | 6.875% | 7.875% |
| State | Income Tax (Low) | Income Tax (High) |
| Minnesota | 5.35% | 9.85% |
| City | Population | Cost of Living Index | National Avg. |
| Landfall, MN | 819 | 72 | 27.9% |
| South End, MN | 66 | 78 | 22.1% |
| St. Anthony city (Stearns County), MN | 108 | 84 | 16.4% |
| New Trier, MN | 87 | 98 | 1.9% |
| St. Paul Park, MN | 5,562 | 101 | 1.2% |
| Eagan, MN | 68,193 | 117 | 16.6% |
| City | Population | Cost of Living Index | National Avg. |
| Ames, IA | 68,047 | 100 | 0.1% |
| West Des Moines, IA | 68,345 | 103 | 2.6% |
| North Little Rock, AR | 68,354 | 91 | 9.2% |
| Lodi, CA | 68,361 | 132 | 31.7% |
| Redondo Beach, CA | 68,376 | 212 | 111.8% |
| Eagan, MN | 68,193 | 117 | 16.6% |
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