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North Charleston, SC Real Estate

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North Charleston Real Estate Market Facts

  • $144,200Median home price
    equal to South Carolina
  • $909Median rent asked
    12% higher than South Carolina
  • 46.2%Home owners
    32% lower than South Carolina
  • 2.6People per home
    1% higher than South Carolina
A general summary of the real estate market in North Charleston, SC is listed above. Properties in North Charleston, SC average a cost of $144,200, which is equal to the median home price for real estate located in South Carolina. This means that the region of North Charleston, SC is, on average, less affordable when compared to the remainder of South Carolina. Since tenants living in North Charleston, SC will pay an average of $909, the median rental cost is 12% higher than in South Carolina. 46.2% of people in North Charleston, SC own their own homes, and an average of 2.6 people inhabit each property. North Charleston, SC has many assorted real estate listings available. These range from urban townhouses to inexpensive condos to luxurious residences. We make finding homes for sale and browsing real estate listings effortless. Simply use the search function above, and obtain filtered results according to price, location, bathrooms and bedrooms.

North Charleston Home Affordability

  • $144,200Median home price
    equal to South Carolina
  • $39,703Median home income
    15% lower than South Carolina
  • 3.6xHome price to income ratio
    19% higher than South Carolina
When starting your search for real estate in North Charleston, SC, it is crucial to consider home affordability. When calculating home affordability, the ratio of home price to median household income is one of the methods that is applicable in doing so. On average, a home in North Charleston, SC costs $144,200 while each household has an average income of $39,703. Consequently, the ratio of home price to household income is 3.6x; this ratio is 19% higher than the average in South Carolina. Calculating the home affordability ratio involves dividing the average price of a home by the average income of homes in North Charleston, SC. When the ratio of home price to income is relatively low, the implication is that homes are more affordable on the basis of the home price in comparison with the home income. Note that besides home price to median household income ratio, there are various other factors to put into consideration when determining if home affordability exists. Check the home affordability calculator shown below to calculate how much you can afford to pay for real estate in North Charleston, SC.

North Charleston Affordability Calculator

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If you are looking to purchase real estate in North Charleston, SC, it is imperative that it falls within your established budget range. Our home affordability calculation tool lets you figure out the price of your prospective home in North Charleston, SC as the calculation is based on your salary, your debts and the amount of the down payment that you have available. If you want an even more detailed report, you can include more information such as mortgage terms, rates, property taxes, homeowners insurance and HOA dues. By adding in those additional details, you will be able to see a more accurate price of a home that you will be able to afford in North Charleston, SC. This is a very useful tool because it prevents you from falling in love with a property that you will not be able to safely afford. The home affordability calculation tool is also a great way to manage your budget because you will be able to clearly see how much money you will be spending on home ownership, and how much money will be available for other livings costs and hopefully, savings.

North Charleston Mortgage Calculator

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What will be my monthly costs if I purchase North Charleston, SC real estate? There are various factors that determine the monthly cost of a home. Obviously, the major factor is the price of the home itself. However, beyond the price of the home,it is also important to consider the down payment, loan term, interest rate, property taxes, home insurance, HOA dues and PMI (private mortgage insurance). For homeowners who are able to put 20% or more towards a down payment, PMI payments can be completely emlinated, which saves a home owner money. Typical mortgage calculators have preset default values for these details, but they can be altered to give a potential buyer a more accurate depiction of the estimated monthly payment. When it comes to financing, a generally accepted recommendation is to keep the DTI (debt-to-income) ratio to no more than 36 percent, which means no more than 36 percent of your gross monthly income should go to paying all debts.

North Charleston Demographics

  • 106,113Population
  • 1,440People / sq mile
  • 32.2Median age
  • 1.0:1Male/Female ratio

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
Lincolnville, SC1,053$98,40047%
Ladson, SC15,776$130,00030%
Sangaree, SC7,658$130,70029%
Ravenel, SC2,564$139,80024%
Goose Creek, SC40,553$169,8008%
North Charleston, SC106,113$144,20022%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
Pompano Beach, FL106,004$165,30011%
Pearland, TX106,238$194,2005%
Norwalk, CA106,360$350,60090%
Palm Bay, FL106,573$110,00040%
Everett, WA106,580$242,20031%
North Charleston, SC106,113$144,20022%
Source: The North Charleston, SC housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).
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