Cost of Living in Carlisle, KY

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18%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
51%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Carlisle Kentucky National
Cost of living8288100
Groceries9998100
Health care9897100
Housing4970100
Transportation9496100
Utilities9495100
Lifestyle & Entertainment9595100
Household Items9897100
Education & Childcare9694100
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Homes For Sale In Carlisle, KY

property for sale

1301 Persimmon Ridge Rd

Carlisle, KY
property for sale

130 E Union Rd

Carlisle, KY
property for sale

650 Gillispie Rd

Carlisle, KY
property for sale

3375 Crooked Creek Rd

Carlisle, KY
See the Newest Homes For Sale In Carlisle, KY

Cost Of Living Quick Facts

  • The cost of living in Carlisle is 7% lower than the Kentucky average
  • The cost of living in Carlisle is 18% lower than the national average
  • Carlisle housing is 51% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Carlisle

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Compare Carlisle, KY Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,162$7,597$2,127$2,735
      Renters$39,394$3,283$919$1,182

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Elizaville, KY111963.5%
      Sharpsburg, KY4857921.0%
      Mount Olivet, KY2978118.7%
      Mays Lick, KY2568316.6%
      Millersburg, KY8188416.0%
      Carlisle, KY2,4998217.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Argentine, MI2,49911212.4%
      Waynesboro, TN2,4998019.6%
      North Boston, NY2,4981054.9%
      Scott, QC2,498n/a 
      Dufferin, MB2,498n/a 
      Carlisle, KY2,4998217.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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