Cost Of Living in North Bay, WI

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F

24%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

85%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	North Bay	Wisconsin	National
Cost of living	124	96	100
Groceries	96	99	100
Health care	100	98	100
Housing	185	89	100
Transportation	97	98	100
Utilities	98	101	100
Lifestyle & Entertainment	101	98	100
Household Items	98	99	100
Education & Childcare	100	98	100

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Cost Of Living Quick Facts

The cost of living in North Bay is 30% higher than the Wisconsin average
The cost of living in North Bay is 24% higher than the national average
North Bay housing is 85% higher than the national average
Wisconsin general sales tax is 2% lower than the national average
Wisconsin state income tax is 36% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$167,956	$13,996	$3,919	$5,039
Renters	$0	$0	$0	$0

Wisconsin Sales Tax

State	General Sales Tax	With Max Surtax
Wisconsin	5%	6.75%

Wisconsin Income Tax

State	Income Tax (Low)	Income Tax (High)
Wisconsin	3.54%	7.65%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Racine, WI	79,849	90	9.7%
St. Francis, WI	9,923	95	4.9%
Cudahy, WI	18,834	94	5.6%
Kenosha, WI	102,872	96	3.8%
South Milwaukee, WI	21,661	96	3.9%
North Bay, WI	228	124	24.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Newtok, AK	228	93	6.9%
Tillar, AR	228	80	20.1%
Elbert, CO	228	97	3.0%
Mineola, IA	228	90	10.4%
Wadena, IA	228	80	20.0%
North Bay, WI	228	124	24.2%