Cost Of Living in Elbert, CO

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A+

3%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

22%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Elbert	Colorado	National
Cost of living	97	115	100
Groceries	102	104	100
Health care	105	107	100
Housing	78	136	100
Transportation	109	106	100
Utilities	106	108	100
Lifestyle & Entertainment	102	107	100
Household Items	103	105	100
Education & Childcare	113	111	100

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Homes For Sale In Elbert, CO

9803 Fairway Glen Dr

Peyton, CO

9822 Emerald Vista Dr

Peyton, CO

22555 County Road 49

Elbert, CO

10499 Rolling Peaks Dr

Peyton, CO

Cost Of Living Quick Facts

The cost of living in Elbert is 16% lower than the Colorado average
The cost of living in Elbert is 3% lower than the national average
Elbert housing is 22% lower than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$121,133	$10,094	$2,826	$3,634
Renters	$0	$0	$0	$0

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Franktown, CO	221	105	5.3%
Peyton, CO	0	108	8.4%
Calhan, CO	481	105	5.4%
Kiowa, CO	677	111	11.4%
Elizabeth, CO	1,808	121	21.4%
Elbert, CO	228	97	3.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Newtok, AK	228	93	6.9%
Tillar, AR	228	80	20.1%
Mineola, IA	228	90	10.4%
Wadena, IA	228	80	20.0%
Acequia, ID	228	90	10.1%
Elbert, CO	228	97	3.0%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Elbert, CO

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Colorado Sales Tax

Colorado Income Tax

Nearby cities with low cost of living

Cities with similar population