F
37%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
90%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Auburn California National
Cost of living137141100
Groceries110111100
Health care115116100
Housing190197100
Transportation115118100
Utilities115119100
Lifestyle & Entertainment115120100
Household Items110111100
Education & Childcare123127100
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An Overview of Cost of Living in North Auburn, CA

Are you thinking about relocating, but curious about the potential cost of living in North Auburn? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in North Auburn stands at 137, making it 37% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If you're in pursuit of an economical living environment, North Auburn may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, North Auburn falls within this bracket.

Housing costs significantly influence the North Auburn cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 90.4%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Household expenses make up 8% of the total cost of living index score and cover the everyday essentials needed to keep your home running smoothly. These items may include cleaning supplies, laundry detergent, toiletries, clothing basics, and kitchen essentials. In North Auburn, you can expect to pay 10.3% more than average for these everyday necessities, making it a more expensive place to live.

The relentless increase in grocery prices is a noteworthy trend. In the last two years, grocery costs have experienced an upward trajectory of over 10%. Unfortunately, North Auburn is no exception, where grocery prices are 10.1% above the national average.

Is North Auburn Affordable?

Wondering if North Auburn is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In North Auburn, for example, the median home price is 111.7% higher than what folks pay nationally, and monthly rent is 40.6% higher than the usual rates. Plus, income levels matter too, with North Auburn boasting a median household income of $97,635, which is 20% higher than the national average.

What Factors can Influence the Cost of Living in North Auburn?

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in North Auburn comes in at 15.1% higher than the national average.

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In North Auburn, the groceries index is 10.1% higher than the national average.

Where is the Data From?

The North Auburn cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in North Auburn is 3% lower than the California average
  • The cost of living in North Auburn is 37% higher than the national average
  • North Auburn housing is 90% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around North Auburn

See all the best places to live around North Auburn

Compare North Auburn, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$117,180$9,765$2,734$3,516
      Renters$76,594$6,383$1,787$2,298
      To approximate the cost of living and the housing affordability in North Auburn, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in North Auburn have a median income of $117,180. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,734 per month to avoid calamity and poverty. The renters in the city have an income of about $76,594, which would make their monthly maximum allowable rental costs $1,787.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cold Springs CDP (Tuolumne County), CA12811413.8%
      Cold Springs, CA698954.9%
      Colfax, CA2,30312323.2%
      Sheridan, CA1,14312423.7%
      Georgetown, CA3,02913029.8%
      North Auburn, CA14,91913737.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      St. Clair, ON14,919n/a 
      Fort Campbell North, KY14,9151066.3%
      Roanoke Rapids, NC14,9268712.8%
      Colesville, MD14,92814545.1%
      Sterling, CO14,909990.7%
      North Auburn, CA14,91913737.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.