Cost of Living in Cold Springs, CA

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A
5%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cold Springs California National
Cost of living95141100
Groceries108111100
Health care112116100
Housing51197100
Transportation116118100
Utilities117119100
Lifestyle & Entertainment115120100
Household Items109111100
Education & Childcare125127100
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Homes For Sale In Cold Springs, CA

property for sale

1525 Cold Springs Rd #82

Placerville, CA
property for sale

1244 Cold Springs Rd

Placerville, CA
property for sale

1525 Cold Springs Rd #67

Placerville, CA

Cost Of Living Quick Facts

  • The cost of living in Cold Springs is 32% lower than the California average
  • The cost of living in Cold Springs is 5% lower than the national average
  • Cold Springs housing is 49% lower than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Cold Springs

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Compare Cold Springs, CA Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$83,348$6,946$1,945$2,501
      Renters$159,206$13,267$3,715$4,777

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cold Springs CDP (Tuolumne County), CA12811413.8%
      River Pines, CA4291065.7%
      Georgetown, CA3,02913029.8%
      Diamond Springs, CA11,74013130.8%
      Placerville, CA11,24013433.6%
      Cold Springs, CA698954.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      North City, IL6988614.3%
      Estherwood, LA6988316.6%
      Huntington, MA6981099.4%
      Midland, MD6988317.0%
      Hendricks, MN6988118.6%
      Cold Springs, CA698954.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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