F
39%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
128%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Nocatee Florida National
Cost of living139102100
Groceries101102100
Health care101104100
Housing22897100
Transportation101103100
Utilities108110100
Lifestyle & Entertainment100104100
Household Items100102100
Education & Childcare101106100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Nocatee, FL

Getting a feel for the cost of living in Nocatee is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Nocatee is 139, which is 39% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

The cost of living in Nocatee is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Nocatee falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs are a very significant part of the Nocatee cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 127.8% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Nocatee Affordable?

Is Nocatee an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Nocatee is 135.9% higher than the national average, while the average monthly rent prices are 108.9% higher than average. The affordability of any location can also be influenced by median income levels. Nocatee has a median household income of $185,398, which is 127.9% higher than the national average.

What Factors can Influence the Cost of Living in Nocatee?

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Nocatee, the prevailing sales tax rate starts at 6%, and income tax rates kick off at 0%.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Nocatee, the groceries index is 1.1% higher than the national average.

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Nocatee, the transportation index is 1.4% higher than the national average.

Where is the Data From?

The Nocatee cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Nocatee is 37% higher than the Florida average
  • The cost of living in Nocatee is 39% higher than the national average
  • Nocatee housing is 128% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Nocatee

See all the best places to live around Nocatee

Compare Nocatee, FL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Nocatee?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Nocatee?
      Write a review to give others more information about this area.
      See all Nocatee poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$189,652$15,804$4,425$5,690
      Renters$141,396$11,783$3,299$4,242
      The affordability of the housing market in Nocatee, FL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Nocatee homeowners, the median income is $189,652. This indicates that a monthly maximum of $4,425 should be spent by homeowners on all housing related costs. Renters have a median income of $141,396. This indicates that renters would have a maximum of $3,299 for their rent related monthly costs.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      St. Augustine, FL15,58111616.5%
      World Golf Village, FL19,41912020.2%
      Villano Beach, FL2,92312120.6%
      Fruit Cove, FL33,95612929.1%
      Jacksonville Beach, FL24,28013534.6%
      Nocatee, FL17,38313939.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      La Marque, TX17,391919.0%
      L'Ancienne-Lorette, QC17,373n/a 
      Norcross, GA17,3511088.2%
      Moraga, CA17,346241140.8%
      Goodlettsville, TN17,4301087.7%
      Nocatee, FL17,38313939.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.