Cost Of Living in Niobrara, NE

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19%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

54%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Niobrara	Nebraska	National
Cost of living	81	91	100
Groceries	98	97	100
Health care	95	98	100
Housing	46	76	100
Transportation	93	99	100
Utilities	104	96	100
Lifestyle & Entertainment	93	97	100
Household Items	95	98	100
Education & Childcare	98	96	100

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Homes For Sale In Niobrara, NE

Lazy River Acre Rayder Swanson Rd

Raymond Township, NE

Cost Of Living Quick Facts

The cost of living in Niobrara is 11% lower than the Nebraska average
The cost of living in Niobrara is 19% lower than the national average
Niobrara housing is 54% lower than the national average
Nebraska general sales tax is 8% higher than the national average
Nebraska state income tax is 5% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,605	$5,384	$1,507	$1,938
Renters	$45,773	$3,814	$1,068	$1,373

Nebraska Sales Tax

State	General Sales Tax	With Max Surtax
Nebraska	5.5%	7.5%

Nebraska Income Tax

State	Income Tax (Low)	Income Tax (High)
Nebraska	2.46%	6.64%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Running Water, SD	26	96	3.5%
Lindy, NE	20	96	4.3%
Verdel, NE	24	96	3.5%
Santee, NE	371	74	26.3%
Center, NE	127	76	23.8%
Niobrara, NE	333	81	18.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Grangeville, CA	333	144	43.7%
Sand City, CA	333	134	33.7%
Milton, IN	333	83	17.2%
Ransom, KS	333	79	20.7%
Cerro Gordo, NC	333	94	5.9%
Niobrara, NE	333	81	18.6%