Cost of Living in New Hartford, NY

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B-
7%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
1%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index New Hartford New York National
Cost of living107121100
Groceries106106100
Health care109110100
Housing99144100
Transportation115113100
Utilities110112100
Lifestyle & Entertainment113111100
Household Items104106100
Education & Childcare119118100
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Homes For Sale In New Hartford, NY

property for sale

5 Chestnut Rd

New Hartford, NY
property for sale

37 Taber Rd

New Hartford, NY
property for sale

5 Elmhurst Dr

New Hartford, NY
property for sale

106 King Fisher Ln

New Hartford, NY

Cost Of Living Quick Facts

  • The cost of living in New Hartford is 11% lower than the New York average
  • The cost of living in New Hartford is 7% higher than the national average
  • New Hartford housing is 1% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around New Hartford

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$111,619$9,302$2,604$3,349
      Renters$30,035$2,503$701$901

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Westmoreland, NY5111109.6%
      Bridgewater, NY491918.5%
      Mohawk, NY2,642937.5%
      Ilion, NY8,039937.4%
      Frankfort, NY2,591945.9%
      New Hartford, NY1,8721077.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sylvan Springs, AL1,872955.0%
      Kentland, IN1,8728317.4%
      Poth, TX1,8721000.4%
      Horton, KS1,8738019.8%
      Marion, KS1,8738217.7%
      New Hartford, NY1,8721077.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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