Cost Of Living in Naples, SD

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4%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Naples	South Dakota	National
Cost of living	96	92	100
Groceries	98	99	100
Health care	95	97	100
Housing	n/a	77	100
Transportation	93	96	100
Utilities	104	103	100
Lifestyle & Entertainment	93	94	100
Household Items	95	96	100
Education & Childcare	98	98	100

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Cost Of Living Quick Facts

The cost of living in Naples is 5% higher than the South Dakota average
The cost of living in Naples is 4% lower than the national average
Naples housing is 9% lower than the national average
South Dakota general sales tax is 12% lower than the national average
South Dakota state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$182,728	$15,227	$4,263	$5,482
Renters	$0	$0	$0	$0

South Dakota Sales Tax

State	General Sales Tax	With Max Surtax
South Dakota	4.5%	6%

South Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
South Dakota	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Garden City, SD	97	72	28.1%
Clark, SD	1,272	82	17.7%
Henry, SD	306	83	17.3%
Willow Lake, SD	454	83	16.8%
Bryant, SD	762	84	15.8%
Naples, SD	45	96	3.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Iliamna, AK	45	139	38.7%
Oak Springs, AZ	45	71	29.0%
Crestone, CO	45	99	1.3%
Lynn, CO	45	107	6.7%
Bay Lake, FL	45	89	11.5%
Naples, SD	45	96	3.5%