Napa cost of living index

A general overview of the cost of living index for Napa, CA is displayed above. In Napa, CA, the overall cost of living index is 154, which is 11% higher than the California average and 54% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Napa, CA, the city's goods and services are 11% higher than the California average and 22% higher than the U.S. average.

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Salary Calculator

The salary calculator is meant to help you compare your salary in Napa, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Napa, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Napa, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

How much of your monthly income goes to housing can tell you whether or not you can afford housing in Napa, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Napa, CA homeowners have a median income of $92,242. Using that number, you will come up with a maximum of $2,152 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $53,038, which means there is a maximum of $1,237 to be spent on the costs of renting a home or apartment.

California Sales Tax

California Income Tax

One thing to keep in mind when considering the cost of living in Napa, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.25% and the maximum surtax that can be charged is 10.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 13.3%.

Goods & Services

Groceries

Health Care

Housing

Transportation

Utilities

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

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Source: The Napa, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.